Po Box 367
Ridgecrest, CA 93556
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Desert Valleys is an NCUA insured institution located in Ridgecrest, CA. It was founded in 1946 and has approximately $68.96 millions in assets.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 5366 |
Date Established | 1946 |
Assets | $68.96 million |
Loans | $38.19 million |
Deposits | $61.49 million |
Capital | $5.94 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.05% | $2,500 | $4,999 |
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|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
36 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Desert Valleys
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Note to Desert Valleys
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Below are Desert Valleys branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|
DESERT VALLEYS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Desert Valleys. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Desert Valleys | U.S. Average |
---|---|
2.93% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Desert Valleys had $187,430 in non-current loans and $0 in owned assets. To cover these potential losses it had $5,939,594 in net worth and $467,452 in loans loss reserves. That gives it a Texas Ratio of 2.93%.
Desert Valleys | U.S. Average |
---|---|
8.61% | 13.93% |
Desert Valleys FCU has a net worth of 8.61% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Desert Valleys
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