Desert Rivers Federal Credit Union
Headquarters
P.o. Box 1047
Moab, UT 84532
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Reviewed by Jerrame Yarbrough | October 13, 2022 |
The people at the Blanding branch are great. The customer service is horrible. No reason to ever call them. They have absolutely nothing to offer. They did help me consolidate my debt at the Blanding branch. They also approved me for a VISA platnum, but then they canceled the account with no explanation. The day that I got it in the mail. I work for Utah State University. I figure I should be with Golden Valley Credit Union anyways. You can keep your VISA Desert Rivers, and I'll be taking my Auto Loan to Golden Valley as well. Bye Desert Rivers. Your customer service representatives were rude and useless.
2024 Overview
General Credit Union Information
Desert Rivers is an NCUA insured institution located in Moab, UT. It was founded in 1957 and has approximately $105.14 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24918 |
| Date Established | 1957 |
| Assets | $105.14 million |
| Loans | $86.41 million |
| Deposits | $96.95 million |
| Capital | $8.32 million |
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Desert Rivers
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Desert Rivers
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Desert Rivers
To upload and update your bank's rates please register.
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Branches
Below are Desert Rivers branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Desert Rivers Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
DESERT RIVERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Desert Rivers Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Desert Rivers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Desert Rivers | U.S. Average |
|---|---|
| 4.95% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Desert Rivers had $431,128 in non-current loans and $1,175 in owned assets. To cover these potential losses it had $8,319,948 in net worth and $412,347 in loans loss reserves. That gives it a Texas Ratio of 4.95%.
Net Worth
| Desert Rivers | U.S. Average |
|---|---|
| 7.89% | 13.93% |
Desert Rivers FCU has a net worth of 7.89% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Desert Rivers
Jerrame Yarbrough
October 13, 2022 |
The people at the Blanding branch are great. The customer service is horrible. No reason to ever call them. They have absolutely nothing to offer. They did help me consolidate my debt at the Blanding branch. They also approved me for a VISA platnum, but then they canceled the account with no explanation. The day that I got it in the mail. I work for Utah State University. I figure I should be with Golden Valley Credit Union anyways. You can keep your VISA Desert Rivers, and I'll be taking my Auto Loan to Golden Valley as well. Bye Desert Rivers. Your customer service representatives were rude and useless.
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