2024 Overview
General Credit Union Information
Day Air is an NCUA insured institution located in Kettering, OH. It was founded in 1944 and has approximately $821.03 millions in assets.
Who can join?
If you live, work, worship or attend school in any of the following counties in Ohio, you qualify for membership:
• Montgomery County
• Greene County
• Warren County
• Miami County
• Butler County
• Champaign County
• Clark County
• Preble County
• Darke County
Family Members Too!
If you have a family member who is an existing member, you can also join!
University of Dayton
All UD Students, Alumni, Faculty, and Staff are eligible to join Day Air Credit Union.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66835 |
| Date Established | 1944 |
| Assets | $821.03 million |
| Loans | $641.74 million |
| Deposits | $663.96 million |
| Capital | $106.10 million |
Field of Membership Restrictions
Membership in Day Air Credit Union is open to the following: (1) those who live, work, attend school or worship in the Miami Valley/Dayton region of Ohio, including Montgomery, Greene, Warren, Miami, Butler, Champaign, Clark, Preble, and Darke Counties; (2) employees of the VA Medical center; (3) University of Dayton students, faculty, alumni and staff.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.45% | $2,500 | $2,999 |
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|
|
Money Market
|
0.60% | $10,000 | $14,999 |
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|
|
Money Market
|
0.60% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Day Air
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Day Air
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Day Air branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Day Air Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 63.24 | A | View Lobby Hours | |
| 64.02 | B | View Lobby Hours | |
| 64.39 | C | View Lobby Hours | |
| 66.40 | D | View Lobby Hours | |
| 68.81 | E | View Lobby Hours |
Climate Policy and Initiatives
DAY AIR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Day Air Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Day Air. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Day Air | U.S. Average |
|---|---|
| 7.52% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Day Air had $6,236,956 in non-current loans and $2,176,021 in owned assets. To cover these potential losses it had $106,095,912 in net worth and $5,741,413 in loans loss reserves. That gives it a Texas Ratio of 7.52%.
Net Worth
| Day Air | U.S. Average |
|---|---|
| 12.91% | 13.93% |
Day Air FCU has a net worth of 12.91% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Day Air
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