Datcu Credit Union

Headquarters

Po Box 827
Denton, TX 76202
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.50% →
1-Year CD 0.80% 4.65% →
2-Year CD 1.01% 4.25% →
5-Year CD 1.21% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Datcu is an NCUA insured institution located in Denton, TX. It was founded in 1936 and has approximately $1609.14 millions in assets.

Who can join?

Membership eligibility is determined by any of the following:

Anyone living or working in Denton, Cooke, Wise, Montague, or Clay Counties or the city of Coppell

Anyone who is employed by or associated with one of DATCU's Business Partners

Anyone related to a member associated with one of DATCU's Business Partners

NCUA Insured Yes / State-Chartered
Charter Number # # 67535
Date Established 1936
Assets $1,609.14 million
Loans $1,338.53 million
Deposits $1,340.50 million
Capital $259.81 million
 

Field of Membership Restrictions

Membership in DATCU Credit Union is open to those who live or work in Denton, Cooke, Wise, Montague, or Clay Counties in Texas and the city of Coppell, Texas.

Deposit Rates - December 23, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
1.01% $10,000 $14,999 Learn More
24 Mo CD
1.01% $100,000 $199,999 Learn More
36 Mo CD
1.11% $10,000 $14,999 Learn More
36 Mo CD
1.11% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.16% $100,000 $199,999 Learn More
60 Mo CD
1.21% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 23, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Datcu

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.960% 6.875% 0.63 $2,764 $2,103 Learn More
Advantage Lending
NMLS ID: 2592312
License#: RM.805266.000
6.966% 6.875% 0.50 $3,145 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.338% 7.250% 0.88 $2,800 $2,183 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
6.990 %
After Intro: 6.990 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR
7.900 %
After Intro: 7.900 %
$25,000 Learn More
More Info

Note to Datcu
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Datcu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

DATCU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Datcu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Datcu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Datcu U.S. Average
2.72% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Datcu had $6,019,804 in non-current loans and $1,169,871 in owned assets. To cover these potential losses it had $259,814,287 in net worth and $4,033,153 in loans loss reserves. That gives it a Texas Ratio of 2.72%.

Net Worth
Datcu U.S. Average
16.09% 13.93%

Datcu FCU has a net worth of 16.09% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Datcu

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