Dakotaland Federal Credit Union
Headquarters
2297 Kansas Ave Se, Suite 1
Huron, SD 57350
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2024 Overview
General Credit Union Information
Dakotaland is an NCUA insured institution located in Huron, SD. It was founded in 1935 and has approximately $640.58 millions in assets.
Who can join?
There are several ways to qualify for membership at Dakotaland Federal Credit Union. The first is through field of membership which includes all those that live, work, worship or attend school in the following counties:
• Aurora
• Beadle
• Brookings
• Brule
• Buffalo
• Clark
• Codington
• Davison
• Deuel
• Faulk
• Grant
• Hamlin
• Hand
• Hanson
• Hyde
• Hughes
• Jerauld
• Kingsbury
• Lake
• McCook
• Miner
• Moody
• Sanborn
• Spink
• Sully
It is also possible to be eligible through current Dakotaland members. Relatives of credit union members are eligible to join if they are a spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparent, stepchild, stepsibling and adoptive relationships.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 167 |
| Date Established | 1935 |
| Assets | $640.58 million |
| Loans | $431.58 million |
| Deposits | $562.11 million |
| Capital | $63.31 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Aurora, Beadle, Brookings, Brule, Buffalo, Clark, Codington, Davison, Deuel, Faulk, Grant, Hamlin, Hand, Hanson, Hyde, Hughes, Jerauld, Kingsbury, Lake, McCook, Miner, Moody, Sanborn, Spink or Sully counties. Relatives of current members are also eligible for membership.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $50 | - |
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|
|
Money Market
|
0.10% | $500 | $9,999 |
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|
|
Money Market
|
0.15% | $10,000 | $24,999 |
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|
|
Money Market
|
0.20% | $25,000 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $500 | - |
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|
| 12 Mo CD
|
0.55% | $500 | - |
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|
| 18 Mo CD
|
0.75% | $500 | $100,000 |
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|
| 24 Mo CD
|
0.90% | $500 | - |
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|
| 36 Mo CD
|
1.05% | $500 | - |
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|
| 48 Mo CD
|
1.15% | $500 | - |
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|
| 60 Mo CD
|
1.25% | $500 | - |
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|
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
0.55% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | - | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Dakotaland
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Dakotaland
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Branches
Below are Dakotaland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Dakotaland Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 789.04 | A | View Lobby Hours | |
| 795.08 | B | View Lobby Hours | |
| 798.14 | C | View Lobby Hours | |
| 856.97 | D | View Lobby Hours | |
| 861.59 | E | View Lobby Hours | |
| 862.07 | F | View Lobby Hours | |
| 889.95 | G | View Lobby Hours |
Climate Policy and Initiatives
DAKOTALAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Dakotaland Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Dakotaland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Dakotaland | U.S. Average |
|---|---|
| 1.38% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Dakotaland had $858,162 in non-current loans and $33,060 in owned assets. To cover these potential losses it had $63,312,120 in net worth and $1,393,566 in loans loss reserves. That gives it a Texas Ratio of 1.38%.
Net Worth
| Dakotaland | U.S. Average |
|---|---|
| 9.88% | 13.93% |
Dakotaland FCU has a net worth of 9.88% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Dakotaland
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