2024 Overview
General Credit Union Information
Dakota West is an NCUA insured institution located in Watford City, ND. It was founded in 1941 and has approximately $312.09 millions in assets.
Who can join?
Membership in Dakota West Credit Union is limited to residents within a seventy five (75) radius of the principle office in Watford City, residents within a fifty (50) mile radius of Grenora, residents within a fifty (50) mile radius of New Town, residents within a fifty (50) mile radius of Turtle Lake, residents within a fifty (50) mile radius of Mohall, residents within a seventy five (75) mile radius of New England and residents within a fifty (50) mile radius of Bowman and family members of said residents.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62380 |
| Date Established | 1941 |
| Assets | $312.09 million |
| Loans | $163.13 million |
| Deposits | $277.03 million |
| Capital | $41.66 million |
Field of Membership Restrictions
Dakota West Credit Union of North Dakota is open to the people that live within the specified geographical boundaries that are listed on the credit union website and their family members.
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Dakota West
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Dakota West
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Dakota West branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Dakota West Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1081.75 | A | View Lobby Hours | |
| 1082.62 | B | View Lobby Hours | |
| 1104.17 | C | View Lobby Hours | |
| 1147.01 | D | View Lobby Hours | |
| 1154.28 | E | View Lobby Hours | |
| 1163.35 | F | View Lobby Hours | |
| 1171.97 | G | View Lobby Hours | |
| 1178.33 | H | View Lobby Hours | |
| 1203.98 | I | View Lobby Hours | |
| 1260.72 | J | View Lobby Hours |
Climate Policy and Initiatives
DAKOTA WEST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Dakota West Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Dakota West. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Dakota West | U.S. Average |
|---|---|
| 8.39% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Dakota West had $2,004,399 in non-current loans and $1,669,325 in owned assets. To cover these potential losses it had $41,660,979 in net worth and $2,124,646 in loans loss reserves. That gives it a Texas Ratio of 8.39%.
Net Worth
| Dakota West | U.S. Average |
|---|---|
| 13.35% | 13.93% |
Dakota West FCU has a net worth of 13.35% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Dakota West
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