Cyprus Federal Credit Union

Headquarters

Po Box 9002
West Jordan, UT 84084
See all branch locations →

Notable Rates	APY	Vs.Others
Savings	0.10%	5.50% →
1-Year CD	0.55%	4.80% →
2-Year CD	0.90%	4.25% →
5-Year CD	1.35%	4.00% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2024 Overview

General Credit Union Information

Cyprus is an NCUA insured institution located in West Jordan, UT. It was founded in 1935 and has approximately $1768.99 millions in assets.

Who can join?

Membership is open to any Utah resident who is willing to make a $5 donation to the Community Recreation Association (CRA) and by depositing $5 into a dividend-earning savings account.


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 24688
Date Established	1935
Assets	$1,768.99 million
Loans	$1,593.67 million
Deposits	$1,491.94 million
Capital	$208.21 million

Field of Membership Restrictions

Membership in Cyprus Credit Union is open to anyone in Utah through a one-time membership fee of $5 to the Community Recreation Association. Membership is also open to residents of Salt Lake County, family of existing members, and employees of Morton Salt International, St. Mark’s Hospital, and other local select employer groups.

Deposit Rates - November 25, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
Savings	0.10%	$2,500	$4,999	Learn More Reviews
Money Market	0.15%	$2,500	$2,999	Learn More Reviews
Money Market	0.20%	$10,000	$14,999	Learn More Reviews
Money Market	0.25%	$25,000	$29,999	Learn More Reviews

CD Rates (Share Certificate Rates)	APY	MIN	MAX
6 Mo CD	0.45%	$10,000	$14,999	Learn More Reviews
6 Mo CD	0.45%	$100,000	$199,999	Learn More Reviews
12 Mo CD	0.55%	$10,000	$14,999	Learn More Reviews
12 Mo CD	0.55%	$100,000	$199,999	Learn More Reviews
18 Mo CD	0.70%	$10,000	$14,999	Learn More Reviews
18 Mo CD	0.70%	$100,000	$199,999	Learn More Reviews
24 Mo CD	0.90%	$10,000	$14,999	Learn More Reviews
24 Mo CD	0.90%	$100,000	$199,999	Learn More Reviews
30 Mo CD	1.00%	$10,000	$14,999	Learn More Reviews
30 Mo CD	1.00%	$100,000	$199,999	Learn More Reviews
36 Mo CD	1.10%	$10,000	$14,999	Learn More Reviews
36 Mo CD	1.10%	$100,000	$199,999	Learn More Reviews
48 Mo CD	1.25%	$10,000	$14,999	Learn More Reviews
48 Mo CD	1.25%	$100,000	$199,999	Learn More Reviews
60 Mo CD	1.35%	$10,000	$14,999	Learn More Reviews
60 Mo CD	1.35%	$100,000	$199,999	Learn More Reviews

Variable IRA Rates	APY	MIN	MAX
Var IRA	0.10%	$1	$499	Learn MoreShow Less

Int Checking Rates	APY	MIN	MAX
Int Ckg	0.10%	$2,500	$3,499	Learn MoreShow Less

Loan Rates - November 25, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Cyprus

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.356%	6.250%	0.63	$3,600	$1,971	Learn More
NMLS ID: 66247	6.452%	6.375%	0.75	$2,586	$1,997	Learn More
NMLS ID: 1025894	6.710%	6.625%	0.63	$2,818	$2,049	Learn More
NMLS ID: 401822	7.034%	6.875%	1.00	$5,195	$2,103	Learn More

See More Mortgage Rates →

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

See More Home Equity Rates →

Note to Cyprus
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Cyprus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio

Cyprus Locations around zip code 43085

Branch	Distance	Map	View Lobby Hours
Saratoga	1529.45	A	View Lobby Hours
Union Park	1530.13	B	View Lobby Hours
Sandy	1530.87	C	View Lobby Hours
4th South	1531.25	D	View Lobby Hours
Centerville Walmart	1532.32	E	View Lobby Hours
South Jordan Walmart	1532.37	F	View Lobby Hours
West Jordan	1534.03	G	View Lobby Hours
Riverton	1534.23	H	View Lobby Hours
Midvalley	1534.57	I	View Lobby Hours
10400 S South Jordan	1536.45	J	View Lobby Hours
West Valley	1536.48	K	View Lobby Hours
West Valley 4700 S	1536.59	L	View Lobby Hours
Jordan Landing	1536.82	M	View Lobby Hours
Herriman	1538.10	N	View Lobby Hours
5600 W West Valley	1539.22	O	View Lobby Hours
Magna	1542.80	P	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

CYPRUS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Cyprus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cyprus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Cyprus	U.S. Average
6.74%	5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Cyprus had $13,903,275 in non-current loans and $787,098 in owned assets. To cover these potential losses it had $208,211,552 in net worth and $9,606,655 in loans loss reserves. That gives it a Texas Ratio of 6.74%.

Net Worth

Cyprus	U.S. Average
11.74%	13.93%

Cyprus FCU has a net worth of 11.74% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Cyprus

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