Cumberland County Federal Credit Union

Headquarters

101 Gray Rd
Falmouth, ME 04105
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.90% 4.80% →
2-Year CD 1.00% 4.25% →
5-Year CD 1.41% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Cumberland County is an NCUA insured institution located in Falmouth, ME. It was founded in 1954 and has approximately $436.98 millions in assets.

Who can join?

Who can join?

Anyone who lives, works, or worships in Cumberland and/or York Counties, Maine and family members of current members are eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9500
Date Established 1954
Assets $436.98 million
Loans $248.40 million
Deposits $393.14 million
Capital $40.64 million
 

Field of Membership Restrictions

Membership is open to those who live, work, or worship in Cumberland and York Counties in Maine. Membership is also open to immediate family of current members.

Deposit Rates - November 25, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.65% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.06% $10,000 $14,999 Learn More
36 Mo CD
1.16% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.26% $100,000 $199,999 Learn More
60 Mo CD
1.31% $10,000 $14,999 Learn More
60 Mo CD
1.41% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.20% $1 $499 Learn MoreShow Less

Loan Rates - November 25, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Cumberland County

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.356% 6.250% 0.63 $3,600 $1,971 Learn More
Sebonic
NMLS ID: 66247
6.452% 6.375% 0.75 $2,586 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.710% 6.625% 0.63 $2,818 $2,049 Learn More
PenFed Credit Union
NMLS ID: 401822
7.034% 6.875% 1.00 $5,195 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Cumberland County
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Cumberland County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Cumberland County Locations around zip code 43085


BranchDistance Map View Lobby Hours

Windham

717.36 A View Lobby Hours

Westbrook

717.54 B View Lobby Hours

Portland

721.55 C View Lobby Hours

Falmouth

722.03 D View Lobby Hours

Gray

724.52 E View Lobby Hours


Climate Policy and Initiatives

CUMBERLAND COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Cumberland County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cumberland County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cumberland County U.S. Average
11.19% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Cumberland County had $4,715,065 in non-current loans and $3,614 in owned assets. To cover these potential losses it had $40,639,621 in net worth and $1,529,184 in loans loss reserves. That gives it a Texas Ratio of 11.19%.

Net Worth
Cumberland County U.S. Average
9.3% 13.93%

Cumberland County FCU has a net worth of 9.3% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Cumberland County


  • October 29, 2020 |

    CDs 12 Month Rates

    For simple individual transactions, I have nothing but good experiences with Cumberland Credit Union

  • September 10, 2020

    CDs 12 Month Rates

    This rate is not available at Cumberland County Credit Union.


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