4321 Nelson Rd
Lake Charles, LA 70605
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Cse is an NCUA insured institution located in Lake Charles, LA. It was founded in 1943 and has approximately $459.36 millions in assets.
Who can join?
An individual is eligible to join CSE FCU if they are a current or retired employee of a Member company or a "Member of the Immediate Family" of a Primary Member. Primary Member is an existing member of CSE FCU. Must be the First Name listed on an account OR an individual employed by a member company, but not yet a member.
Any relation listed may join through the Primary Member: spouse, mother, grandmother, stepmother, child, father, grandfather, stepfather, brother, grandchild, stepchild, sister, stepsister, half-brother, half-sister, stepbrother
Member of Household (Persons living in the same residence maintaining a single economic unit. ex: Legal custody of a minor child.
The spouse of a deceased member may join if spouse died while in the field of membership.
If Primary Member dies, joint owner will be allowed to open an account and remain a member.
If a husband and wife have joint account and they divorce, CSE FCU will allow a new account to be opened to transfer funds or to refinance an existing loan.
Minor Accounts may be opened by the parent or by a "Primary Member" of CSE FCU who has an account for a minor who is eligible for membership, or by the minor if he/she is at least Thirteen (13) years of age and is eligible to join CSE FCU.
Member MUST BE AT LEAST 13 YEARS OLD to open checking account or to be added as joint owner on a checking account.
Business Owners, CSE FCU will allow Business Owner(s) that is in the field of membership and a member, can open a Business account without being a SEG. Business must be a SEG in order for the employees of the Business to be eligible for membership.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 5086 |
Date Established | 1943 |
Assets | $459.36 million |
Loans | $287.65 million |
Deposits | $407.90 million |
Capital | $51.50 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $5 | - |
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|
Money Market
|
0.30% | $2,500 | $9,999 |
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|
Money Market
|
0.35% | $10,000 | $24,999 |
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|
Money Market
|
0.40% | $25,000 | $49,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.75% | $1,000 | - |
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|
12 Mo CD
|
1.11% | $1,000 | - |
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|
18 Mo CD
|
1.26% | $1,000 | - |
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|
24 Mo CD
|
1.11% | $1,000 | - |
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|
36 Mo CD
|
1.21% | $1,000 | - |
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|
60 Mo CD
|
1.36% | $1,000 | - |
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|
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Cse
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Note to Cse
To upload and update your bank's rates please register.
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Below are Cse branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
841.87 | A | View Lobby Hours | |
841.87 | B | View Lobby Hours | |
867.16 | C | View Lobby Hours | |
868.34 | D | View Lobby Hours |
CSE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Cse. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Cse | U.S. Average |
---|---|
10.58% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Cse had $4,737,238 in non-current loans and $832,152 in owned assets. To cover these potential losses it had $51,502,491 in net worth and $1,155,214 in loans loss reserves. That gives it a Texas Ratio of 10.58%.
Cse | U.S. Average |
---|---|
11.21% | 13.93% |
Cse FCU has a net worth of 11.21% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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