Crosspoint Federal Credit Union
Headquarters
105 Sanford St
Hamden, CT 06514
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2024 Overview
General Credit Union Information
Crosspoint is an NCUA insured institution located in Hamden, CT. It was founded in 1936 and has approximately $154.73 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1309 |
| Date Established | 1936 |
| Assets | $154.73 million |
| Loans | $66.42 million |
| Deposits | $137.22 million |
| Capital | $16.36 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in select towns of New Haven County, including Ansonia, Hamden, and North Haven. Membership is also open to immediate family of current members.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Crosspoint
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Crosspoint
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 1907 |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Crosspoint
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Branches
Below are Crosspoint branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Crosspoint Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 541.19 | A | View Lobby Hours | |
| 542.03 | B | View Lobby Hours | |
| 543.36 | C | View Lobby Hours |
Climate Policy and Initiatives
CROSSPOINT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Crosspoint Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Crosspoint. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Crosspoint | U.S. Average |
|---|---|
| 4.60% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Crosspoint had $578,591 in non-current loans and $219,670 in owned assets. To cover these potential losses it had $16,359,277 in net worth and $993,146 in loans loss reserves. That gives it a Texas Ratio of 4.60%.
Net Worth
| Crosspoint | U.S. Average |
|---|---|
| 10.57% | 13.93% |
Crosspoint FCU has a net worth of 10.57% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Crosspoint
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