2024 Overview
General Credit Union Information
Credit Union Of The Rockies is an NCUA insured institution located in Golden, CO. It was founded in 1937 and has approximately $112.14 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67226 |
| Date Established | 1937 |
| Assets | $112.14 million |
| Loans | $76.46 million |
| Deposits | $99.83 million |
| Capital | $12.08 million |
Field of Membership Restrictions
Membership into the Credit Union of the Rockies is open to anyone through joining the Consumers United Association ($5 membership fee). Membership is also open to those who live, worship or work in Clear Creek, Eagle, Gilpin, Grand, Jefferson or Summit Counties in Colorado.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.05% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.10% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.10% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.40% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.45% | $100,000 | $199,999 |
Learn More
|
| 18 Mo CD
|
0.45% | $10,000 | $14,999 |
Learn More
|
| 18 Mo CD
|
0.45% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
0.90% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
0.95% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
1.15% | $100,000 | $199,999 |
Learn More
|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.05% | $1 | $499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Credit Union Of The Rockies
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Credit Union Of The Rockies
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Credit Union Of The Rockies branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Credit Union Of The Rockies Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1177.49 | A | View Lobby Hours | |
| 1215.96 | B | View Lobby Hours | |
| 1224.70 | C | View Lobby Hours |
Climate Policy and Initiatives
CREDIT UNION OF THE ROCKIES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Credit Union Of The Rockies Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Credit Union Of The Rockies. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Credit Union Of The Rockies | U.S. Average |
|---|---|
| 3.88% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Credit Union Of The Rockies had $486,985 in non-current loans and $4,554 in owned assets. To cover these potential losses it had $12,080,930 in net worth and $572,454 in loans loss reserves. That gives it a Texas Ratio of 3.88%.
Net Worth
| Credit Union Of The Rockies | U.S. Average |
|---|---|
| 10.76% | 13.93% |
Credit Union Of The Rockies FCU has a net worth of 10.76% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Credit Union Of The Rockies
There are currently no comments for CREDIT UNION OF THE ROCKIES. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account