2024 Overview
General Credit Union Information
Credit Union Of Texas is an NCUA insured institution located in Allen, TX. It was founded in 1931 and has approximately $2643.53 millions in assets.
Who can join?
Membership is open to almost anyone in the Dallas area:
Anyone who lives, works or attends an institution of higher learning in Dallas, Collin and Rockwall counties.
Anyone who lives or works in select areas of Grayson, Fanin, Ellis, Tarrant and Denton counties.
Any member of a school-related association or organization created to service or assist public or private schools.
Any employee or member of select companies/organizations.
Organizations with members in the CUofTX coverage area.
Anyone related (by blood, marriage or adoption) to individuals that meet any of the qualifications above.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66327 |
| Date Established | 1931 |
| Assets | $2,643.53 million |
| Loans | $2,215.57 million |
| Deposits | $2,050.27 million |
| Capital | $216.15 million |
Field of Membership Restrictions
Membership in Credit Union of Texas is open to the following: (1) those who live, work, or attend school in Collin, Dallas, or Rockwall Counties; (2) those who live, work, or attend school in select areas of Fannin, Grayson, Ellis, Tarrant, or Denton Counties; (3) employees of Cedar Valley College, Dallas Theological Seminary, Horizon Lines and over 100 Select Employer Groups.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Save the Change
|
0.50% | $0 | - |
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|
|
Money Market
|
1.00% | $0 | $1,999 |
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|
|
Money Market
|
1.00% | $2,000 | $10,000 |
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|
Money Market
|
1.00% | $10,000 | $20,000 |
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|
Money Market
|
1.25% | $20,000 | $40,000 |
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|
Money Market
|
1.50% | $40,000 | - |
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|
Premium Money Market Account
|
1.25% | $0 | $24,999 |
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|
Premium Money Market Account
|
1.35% | $25,000 | - |
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|
Premium Money Market Account
|
1.00% | $150,000 | $249,999 |
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|
Premium Money Market Account
|
2.00% | $250,000 | $750,000 |
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|
Premium Money Market Account
|
4.25% | $750,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.80% | $1,000 | $49,999 |
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|
| 6 Mo CD
|
4.80% | $50,000 | $99,999 |
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| 6 Month
|
5.01% | $100,000 | $199,999 |
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| 6 Month
|
4.80% | $200,000 | $249,999 |
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|
| 6 Month
|
4.80% | $250,000 | - |
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|
| 12 Mo CD
|
4.45% | $1,000 | $49,999 |
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| 12 Mo CD
|
4.45% | $50,000 | $99,999 |
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| 12 Month
|
4.45% | $100,000 | $199,999 |
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| 12 Month
|
4.45% | $200,000 | $249,999 |
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| 12 Month
|
4.45% | $250,000 | - |
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|
| 18 Mo CD
|
4.25% | $1,000 | $49,999 |
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| 18 Mo CD
|
4.25% | $50,000 | $99,999 |
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| 18 Month
|
4.25% | $100,000 | $199,999 |
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| 18 Month
|
4.25% | $200,000 | $249,999 |
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| 18 Month
|
4.25% | $250,000 | - |
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|
| 24 Mo CD
|
3.85% | $1,000 | $49,999 |
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| 24 Mo CD
|
3.85% | $50,000 | $99,999 |
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| 24 Month
|
3.85% | $100,000 | $199,999 |
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| 24 Month
|
3.85% | $200,000 | $249,999 |
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| 24 Month
|
3.85% | $250,000 | - |
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| 36 Mo CD
|
3.70% | $1,000 | $49,999 |
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| 36 Mo CD
|
3.70% | $50,000 | $99,999 |
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| 36 Month
|
3.70% | $100,000 | $199,999 |
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| 36 Month
|
3.70% | $200,000 | $249,999 |
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|
| 36 Month
|
3.70% | $250,000 | - |
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|
| 48 Mo CD
|
3.70% | $1,000 | $49,999 |
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| 48 Mo CD
|
3.70% | $50,000 | $99,999 |
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| 48 Month
|
3.70% | $100,000 | $199,999 |
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|
| 48 Month
|
3.70% | $200,000 | $249,999 |
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|
| 48 Month
|
3.70% | $250,000 | - |
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|
| 60 Mo CD
|
3.70% | $1,000 | $49,999 |
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|
| 60 Mo CD
|
3.70% | $50,000 | $99,999 |
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|
| 60 Month
|
3.70% | $100,000 | $199,999 |
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|
| 60 Month
|
3.70% | $200,000 | $249,999 |
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|
| 60 Month
|
3.70% | $250,000 | - |
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|
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Credit Union Of Texas
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
NMLS ID: 399801 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Credit Union Of Texas
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Credit Union Of Texas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Credit Union Of Texas Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 863.51 | A | View Lobby Hours | |
| 865.27 | B | View Lobby Hours | |
| 871.06 | C | View Lobby Hours | |
| 872.73 | D | View Lobby Hours | |
| 875.74 | E | View Lobby Hours | |
| 876.10 | F | View Lobby Hours | |
| 876.77 | G | View Lobby Hours | |
| 876.77 | H | View Lobby Hours | |
| 882.00 | I | View Lobby Hours | |
| 887.88 | J | View Lobby Hours | |
| 891.38 | K | View Lobby Hours | |
| 892.62 | L | View Lobby Hours |
Climate Policy and Initiatives
CREDIT UNION OF TEXAS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Credit Union Of Texas Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Credit Union Of Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Credit Union Of Texas | U.S. Average |
|---|---|
| 12.57% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Credit Union Of Texas had $28,097,647 in non-current loans and $91,225 in owned assets. To cover these potential losses it had $216,146,633 in net worth and $8,126,275 in loans loss reserves. That gives it a Texas Ratio of 12.57%.
Net Worth
| Credit Union Of Texas | U.S. Average |
|---|---|
| 8.5% | 13.93% |
Credit Union Of Texas FCU has a net worth of 8.5% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Credit Union Of Texas
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