Credit Union Of Southern California

Headquarters

Po Box 76000
Anaheim, CA 92809
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 3.45% 4.80% →
2-Year CD 3.25% 4.25% →
5-Year CD 3.40% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Credit Union Of Southern California is an NCUA insured institution located in Anaheim, CA. It was founded in 1954 and has approximately $3405.52 millions in assets.

Who can join?

You are eligible to join if you live, work, or worship in one of the served cities or have a CU SoCal Member in your immediate family. Immediate family members are defined as spouse, parents, children, siblings, grandparents, grandchildren, stepparents, stepchildren, and stepsiblings.

NCUA Insured Yes / State-Chartered
Charter Number # # 68456
Date Established 1954
Assets $3,405.52 million
Loans $1,681.88 million
Deposits $2,293.43 million
Capital $345.42 million
 

Field of Membership Restrictions

Membership in Credit Union of Southern California is open to those who live, work, attend school or worship in Orange, Los Angeles, or San Bernardino Counties in California and to immediate family of those eligible.

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.10% $500 - Learn More
Money Market
0.30% $2,500 $14,999 Learn More
Money Market
0.35% $15,000 $24,999 Learn More
Money Market
0.35% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
3.20% $1,000 - Learn More
12 Mo CD
3.45% $1,000 - Learn More
18 Mo CD
3.35% $1,000 - Learn More
24 Mo CD
3.25% $1,000 - Learn More
36 Mo CD
3.10% $1,000 - Learn More
48 Mo CD
3.10% $1,000 - Learn More
60 Mo CD
3.40% $1,000 - Learn More

Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Credit Union Of Southern California

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.380% 6.250% 0.88 $4,400 $1,971 Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875% 0.88 $3,545 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.200% 7.125% 0.75 $2,400 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Credit Union Of Southern California
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Credit Union Of Southern California branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

CREDIT UNION OF SOUTHERN CALIFORNIA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Credit Union Of Southern California Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Credit Union Of Southern California. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Credit Union Of Southern California U.S. Average
2.65% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Credit Union Of Southern California had $9,239,493 in non-current loans and $277,295 in owned assets. To cover these potential losses it had $345,422,596 in net worth and $13,362,335 in loans loss reserves. That gives it a Texas Ratio of 2.65%.

Net Worth
Credit Union Of Southern California U.S. Average
10.12% 13.93%

Credit Union Of Southern California FCU has a net worth of 10.12% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Credit Union Of Southern California

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