Credit Union Of Southern California

Headquarters

Po Box 76000
Anaheim, CA 92809
See all branch locations →

Notable Rates	APY	Vs.Others
Savings	0.10%	5.50% →
1-Year CD	3.45%	4.80% →
2-Year CD	3.25%	4.25% →
5-Year CD	3.40%	4.00% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2024 Overview

General Credit Union Information

Credit Union Of Southern California is an NCUA insured institution located in Anaheim, CA. It was founded in 1954 and has approximately $3405.52 millions in assets.

Who can join?

You are eligible to join if you live, work, or worship in one of the served cities or have a CU SoCal Member in your immediate family. Immediate family members are defined as spouse, parents, children, siblings, grandparents, grandchildren, stepparents, stepchildren, and stepsiblings.


NCUA Insured	Yes / State-Chartered
Charter Number #	# 68456
Date Established	1954
Assets	$3,405.52 million
Loans	$1,681.88 million
Deposits	$2,293.43 million
Capital	$345.42 million

Field of Membership Restrictions

Membership in Credit Union of Southern California is open to those who live, work, attend school or worship in Orange, Los Angeles, or San Bernardino Counties in California and to immediate family of those eligible.

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
SAV	0.10%	$500	-	Learn More Reviews
Money Market	0.30%	$2,500	$14,999	Learn More Reviews
Money Market	0.35%	$15,000	$24,999	Learn More Reviews
Money Market	0.35%	$25,000	$49,999	Learn More Reviews

CD Rates (Share Certificate Rates)	APY	MIN	MAX
6 Mo CD	3.20%	$1,000	-	Learn More Reviews
12 Mo CD	3.45%	$1,000	-	Learn More Reviews
18 Mo CD	3.35%	$1,000	-	Learn More Reviews
24 Mo CD	3.25%	$1,000	-	Learn More Reviews
36 Mo CD	3.10%	$1,000	-	Learn More Reviews
48 Mo CD	3.10%	$1,000	-	Learn More Reviews
60 Mo CD	3.40%	$1,000	-	Learn More Reviews

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Credit Union Of Southern California

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 66247	6.576%	6.500%	0.75	$2,544	$2,023	Learn More
NMLS ID: 1025894	6.953%	6.875%	0.63	$2,534	$2,103	Learn More
NMLS ID: 1907	7.093%	7.000%	1.00	$3,002	$2,129	Learn More
NMLS ID: 3030	7.225%	7.125%	1.00	$3,200	$2,156	Learn More

See More Mortgage Rates →

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

See More Home Equity Rates →

Note to Credit Union Of Southern California
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Credit Union Of Southern California branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio

Credit Union Of Southern California Locations around zip code 43085

Branch	Distance	Map	View Lobby Hours
Whittier-Painter	399.63	A	View Lobby Hours
Waterman	1861.56	B	View Lobby Hours
Pomona Branch	1886.68	C	View Lobby Hours
Corporate Office	1889.12	D	View Lobby Hours
Covina Branch	1893.82	E	View Lobby Hours
Brea Branch	1894.63	F	View Lobby Hours
City of Industry Branch	1895.97	G	View Lobby Hours
Anaheim East Branch	1897.42	H	View Lobby Hours
La Habra Branch	1897.89	I	View Lobby Hours
Monrovia	1898.10	J	View Lobby Hours
Fullerton Branch	1898.45	K	View Lobby Hours
Garden Grove Branch	1900.24	L	View Lobby Hours
Anaheim West Branch	1900.86	M	View Lobby Hours
El Monte Branch	1901.10	N	View Lobby Hours
Whittier East Branch	1902.65	O	View Lobby Hours
Whittier West Branch	1903.13	P	View Lobby Hours
Pico Rivera Branch	1904.34	Q	View Lobby Hours
Alhambra Branch	1906.76	R	View Lobby Hours
Long Beach	1914.73	S	View Lobby Hours
Gardena	1916.94	T	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

CREDIT UNION OF SOUTHERN CALIFORNIA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Credit Union Of Southern California Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Credit Union Of Southern California. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Credit Union Of Southern California	U.S. Average
2.65%	5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Credit Union Of Southern California had $9,239,493 in non-current loans and $277,295 in owned assets. To cover these potential losses it had $345,422,596 in net worth and $13,362,335 in loans loss reserves. That gives it a Texas Ratio of 2.65%.

Net Worth

Credit Union Of Southern California	U.S. Average
10.12%	13.93%

Credit Union Of Southern California FCU has a net worth of 10.12% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Credit Union Of Southern California

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