Credit Union Of Richmond Incorporat
Headquarters
1601 Ownby Ln
Richmond, VA 23220
See all branch locations →
2024 Overview
General Credit Union Information
Credit Union Of Richmond Incorporat is an NCUA insured institution located in Richmond, VA. It was founded in 1923 and has approximately $64.69 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66929 |
| Date Established | 1923 |
| Assets | $64.69 million |
| Loans | $24.99 million |
| Deposits | $54.74 million |
| Capital | $12.59 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in the city of Richmond, Virgina, and to employees of and retirees of the Richmond Virginia area Post Offices serving specific zip codes. Membership is also open to employees of Architectural Hardware, Inc., Paul D. Harvey, DDS, Northern Appraisal Group of Virginia, and over 20 other area employee groups.
Deposit Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Credit Union Of Richmond Incorporat
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Credit Union Of Richmond Incorporat
Note to Credit Union Of Richmond Incorporat
To upload and update your credit union's rates please register.
It is free to register and add rates.
Loan Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Credit Union Of Richmond Incorporat
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Credit Union Of Richmond Incorporat
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Credit Union Of Richmond Incorporat branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Credit Union Of Richmond Incorporat Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 337.23 | A | View Lobby Hours |
Climate Policy and Initiatives
CREDIT UNION OF RICHMOND INCORPORAT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Credit Union Of Richmond Incorporat Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Credit Union Of Richmond Incorporat. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Credit Union Of Richmond Incorporat | U.S. Average |
|---|---|
| 17.24% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Credit Union Of Richmond Incorporat had $2,183,982 in non-current loans and $14,647 in owned assets. To cover these potential losses it had $12,592,076 in net worth and $163,075 in loans loss reserves. That gives it a Texas Ratio of 17.24%.
Net Worth
| Credit Union Of Richmond Incorporat | U.S. Average |
|---|---|
| 19.44% | 13.93% |
Credit Union Of Richmond Incorporat FCU has a net worth of 19.44% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Credit Union Of Richmond Incorporat
There are currently no comments for CREDIT UNION OF RICHMOND INCORPORAT. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account