2024 Overview
General Credit Union Information
Credit Union Of Georgia is an NCUA insured institution located in Woodstock, GA. It was founded in 1960 and has approximately $656.51 millions in assets.
Who can join?
You can if you...
Are a resident of Cobb County or Cherokee County
Are a student of a select school district
Are an employee or associate of a Select Employee Group
Are a relative of someone who meets the above criteria
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68571 |
| Date Established | 1960 |
| Assets | $656.51 million |
| Loans | $442.75 million |
| Deposits | $578.48 million |
| Capital | $61.81 million |
Field of Membership Restrictions
CU of Georgia is open to the residents, anyone maintaining employment and registered students in these Georgia Counties; Cherokee, Cobb, and Paulding as well as the City of Woodstock, and employees of the site listed CU-affiliated SEG's, members of the select CU qualified groups and organizations along with their family members.
Deposit Rates - November 5, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.25% | $10 | - |
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|
|
Money Market
|
1.00% | $2,500 | $24,999 |
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|
|
Money Market
|
1.41% | $25,000 | $49,999 |
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|
|
Money Market
|
1.65% | $50,000 | $99,999 |
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|
|
Money Market
|
2.00% | $100,000 | $249,999 |
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|
|
Money Market
|
2.50% | $250,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.45% | $500 | $100,000 |
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|
| 6 Month Jumbo
|
4.50% | $100,000 | - |
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|
| 12 Mo CD
|
4.20% | $500 | $100,000 |
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|
| 12 Month Jumbo
|
4.25% | $100,000 | - |
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|
| 24 Mo CD
|
3.70% | $500 | $100,000 |
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|
| 24 Month Jumbo
|
3.75% | $100,000 | - |
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|
| 36 Mo CD
|
3.49% | $500 | $100,000 |
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|
| 36 Month Jumbo
|
3.55% | $100,000 | - |
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|
| 48 Mo CD
|
3.40% | $500 | $100,000 |
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|
| 48 Month Jumbo
|
3.45% | $100,000 | - |
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|
| 60 Mo CD
|
3.35% | $500 | $100,000 |
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|
| 60 Month Jumbo
|
3.40% | $100,000 | - |
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|
Loan Rates - November 5, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Credit Union Of Georgia
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Note to Credit Union Of Georgia
To upload and update your bank's rates please register.
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Branches
Below are Credit Union Of Georgia branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Credit Union Of Georgia Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 402.90 | A | View Lobby Hours | |
| 412.57 | B | View Lobby Hours | |
| 418.19 | C | View Lobby Hours | |
| 423.34 | D | View Lobby Hours | |
| 426.31 | E | View Lobby Hours | |
| 426.31 | F | View Lobby Hours | |
| 1056.28 | G | View Lobby Hours | |
| 2166.15 | H | View Lobby Hours |
Climate Policy and Initiatives
CREDIT UNION OF GEORGIA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Credit Union Of Georgia Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Credit Union Of Georgia. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Credit Union Of Georgia | U.S. Average |
|---|---|
| 7.57% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Credit Union Of Georgia had $4,821,280 in non-current loans and $36,725 in owned assets. To cover these potential losses it had $61,807,770 in net worth and $2,398,199 in loans loss reserves. That gives it a Texas Ratio of 7.57%.
Net Worth
| Credit Union Of Georgia | U.S. Average |
|---|---|
| 9.62% | 13.93% |
Credit Union Of Georgia FCU has a net worth of 9.62% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Credit Union Of Georgia
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