2024 Overview
General Credit Union Information
Credit Union Of America is an NCUA insured institution located in Wichita, KS. It was founded in 1935 and has approximately $1550.65 millions in assets.
Who can join?
Credit Union of America accepts membership applications from individuals who meet one of the following membership criteria:
Employed in the field of education within the state of Kansas
Employed in education related fields in Kansas
Retired from any of the above fields
Family member of any existing CUA member
Work for one of CUA’s Employer Partners
Resident of or employed in or paid from employer within one of the following Kansas counties:
Barton, Butler, Cowley, Ellis, Ellsworth, Harper, Harvey, Kingman, McPherson, Pawnee, Reno, Rice, Russell, Rush, Saline, Sedgwick, Stafford, Sumner
Any non-profit, small business, organization, trust or custodial account whose signatory would otherwise be eligible for membership by above criteria.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60062 |
| Date Established | 1935 |
| Assets | $1,550.65 million |
| Loans | $1,310.36 million |
| Deposits | $1,231.72 million |
| Capital | $199.97 million |
Field of Membership Restrictions
Membership in Credit Union of America is open to anyone through membership in the American Consumer Council. Membership is also open to the following: (1) those who live or work in Barton, Butler, Cowley, Ellis, Ellsworth, Harper, Harvey, Kingman, McPherson, Pawnee, Reno, Rice, Russell, Rush, Saline, Sedgwick, Stafford or Sumner Counties in Kansas; (2) employees or retirees in the field of education within the state of Education.
Deposit Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.30% | $2,500 | $4,999 |
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|
|
Money Market
|
3.00% | $2,500 | $2,999 |
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|
|
Money Market
|
1.00% | $10,000 | $14,999 |
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|
|
Money Market
|
1.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
Loan Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Credit Union Of America
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.956% | 6.875% | 0.63 | $2,642 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Credit Union Of America
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Credit Union Of America branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Credit Union Of America Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 770.17 | A | View Lobby Hours | |
| 770.38 | B | View Lobby Hours | |
| 772.04 | C | View Lobby Hours | |
| 774.51 | D | View Lobby Hours | |
| 775.89 | E | View Lobby Hours | |
| 776.66 | F | View Lobby Hours | |
| 777.08 | G | View Lobby Hours | |
| 780.67 | H | View Lobby Hours | |
| 782.26 | I | View Lobby Hours | |
| 782.88 | J | View Lobby Hours | |
| 844.68 | K | View Lobby Hours |
Climate Policy and Initiatives
CREDIT UNION OF AMERICA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Credit Union Of America Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Credit Union Of America. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Credit Union Of America | U.S. Average |
|---|---|
| 4.40% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Credit Union Of America had $8,314,046 in non-current loans and $756,590 in owned assets. To cover these potential losses it had $199,971,218 in net worth and $5,999,976 in loans loss reserves. That gives it a Texas Ratio of 4.40%.
Net Worth
| Credit Union Of America | U.S. Average |
|---|---|
| 12.88% | 13.93% |
Credit Union Of America FCU has a net worth of 12.88% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Credit Union Of America
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