2024 Overview
General Credit Union Information
Cp is an NCUA insured institution located in Jackson, MI. It was founded in 1953 and has approximately $486.76 millions in assets.
Who can join?
You can join if you are an employee of any one of the 200 businesses that CPFCU serves. If your child attends school in the numerous schools In Jackson County that CPFCU is involved with, you are eligible to join. If you belong to any of the several dozen organizations or churches in CPFCU’s field of membership, you are also eligible to join. If a family member of yours is a current member of CPFCU, you are eligible for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 8667 |
| Date Established | 1953 |
| Assets | $486.76 million |
| Loans | $360.84 million |
| Deposits | $427.09 million |
| Capital | $60.76 million |
Field of Membership Restrictions
Must work in the Consumers Energy or several other companies in the Jackson, Brooklyn, Parma or Ingham area.
Deposit Rates - November 7, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.61% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.61% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.01% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.16% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.16% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.25% | $1 | $499 | Learn More |
Loan Rates - November 7, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Cp
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.993% | 6.875% | 1.00 | $3,852 | $2,103 | Learn More |
NMLS ID: 3030 |
7.313% | 7.250% | 0.63 | $2,000 | $2,183 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Cp
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Cp branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Cp Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 161.83 | A | View Lobby Hours | |
| 162.76 | B | View Lobby Hours | |
| 167.64 | C | View Lobby Hours | |
| 174.72 | D | View Lobby Hours | |
| 174.81 | E | View Lobby Hours | |
| 175.99 | F | View Lobby Hours | |
| 177.53 | G | View Lobby Hours | |
| 180.05 | H | View Lobby Hours | |
| 188.27 | I | View Lobby Hours | |
| 195.73 | J | View Lobby Hours |
Climate Policy and Initiatives
CP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Cp Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Cp. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Cp | U.S. Average |
|---|---|
| 3.67% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Cp had $2,087,552 in non-current loans and $232,313 in owned assets. To cover these potential losses it had $60,761,073 in net worth and $2,487,624 in loans loss reserves. That gives it a Texas Ratio of 3.67%.
Net Worth
| Cp | U.S. Average |
|---|---|
| 12.48% | 13.93% |
Cp FCU has a net worth of 12.48% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Cp
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