Corporate America Family Credit Union

Headquarters

2075 Big Timber Rd
Elgin, IL 60123
See all branch locations →

Notable Rates	APY	Vs.Others
Savings	0.05%	5.50% →
1-Year CD	3.56%	4.65% →
2-Year CD	3.52%	4.25% →
5-Year CD	N.A.	4.05% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2024 Overview

General Credit Union Information

Corporate America Family is an NCUA insured institution located in Elgin, IL. It was founded in 1976 and has approximately $838.5 millions in assets.

Who can Join Corporate America Family Credit Union?

Membership with Corporate America Family Credit Union is available to individuals who meet one of the following requirements:

Employed by a Sponsor Company (if you are not sure if your employer is a Sponsor Company, contact their Member Center at 1-800-359-1939).

Family member of a current member (spouse, parent, children, grandparents, grandchildren, siblings, aunts, uncles, cousins, nieces, nephews, in-laws, step-children or domestic partners).

Live or work within a 25-mile radius of a branch

Become a member of The Hope Group.


NCUA Insured	Yes / State-Chartered
Charter Number #	# 68215
Date Established	1976
Assets	$838.50 million
Loans	$602.98 million
Deposits	$695.55 million
Capital	$114.08 million

Field of Membership Restrictions

Corporate America Family CU is open to the residents and people maintaining employment within 25-miles of the CU office in any direction, Hope Group members, employees of the CU-affiliated SEG's, and the family members of the current CU members.

Deposit Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
SAV	0.05%	$0	-	Learn More Reviews
Money Market	0.70%	$1,000	$2,499	Learn More Reviews
Money Market	0.80%	$2,500	$9,999	Learn More Reviews
Money Market	0.90%	$10,000	$24,999	Learn More Reviews
Money Market	1.01%	$25,000	$49,999	Learn More Reviews
Money Market	1.26%	$50,000	$99,999	Learn More Reviews
Money Market	1.51%	$100,000	$249,999	Learn More Reviews
Money Market	2.02%	$250,000	-	Learn More Reviews

CD Rates (Share Certificate Rates)	APY	MIN	MAX
6 Mo CD	3.25%	$1,000	$9,999	Learn More Reviews
6 Mo CD	3.30%	$10,000	-	Learn More Reviews
7 Month Special	5.50%	$1,000	-	Learn More Reviews
12 Mo CD	3.56%	$1,000	$9,999	Learn More Reviews
12 Mo CD	3.51%	$10,000	-	Learn More Reviews
24 Mo CD	3.52%	$1,000	$9,999	Learn More Reviews
24 Mo CD	3.46%	$10,000	-	Learn More Reviews
36 Mo CD	3.57%	$1,000	$9,999	Learn More Reviews
36 Mo CD	3.52%	$10,000	-	Learn More Reviews

Loan Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Corporate America Family

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.494%	6.375%	0.75	$4,000	$1,997	Learn More
NMLS ID: 1025894	6.863%	6.750%	1.00	$3,705	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.879%	6.750%	1.00	$4,432	$2,076	Learn More
NMLS ID: 401822	7.034%	6.875%	1.00	$5,195	$2,103	Learn More

See More Mortgage Rates →

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

See More Home Equity Rates →

Note to Corporate America Family
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Corporate America Family branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio

Corporate America Family Locations around zip code 43085

Branch	Distance	Map	View Lobby Hours
Marion	43.12	A	View Lobby Hours
Mt Carmel	275.10	B	View Lobby Hours
Tinley Park	277.56	C	View Lobby Hours
Chicago-E. Wacker	278.93	D	View Lobby Hours
Burbank	282.62	E	View Lobby Hours
Oak Brook	292.77	F	View Lobby Hours
Rosemont	293.22	G	View Lobby Hours
Warrenville	304.63	H	View Lobby Hours
Herndon	304.69	I	View Lobby Hours
Streamwood	309.47	J	View Lobby Hours
High Point	315.35	K	View Lobby Hours
Administrative Office	317.60	L	View Lobby Hours
Elgin	317.60	M	View Lobby Hours
Crystal Lake	321.47	N	View Lobby Hours
Towanda	369.11	O	View Lobby Hours
Atlanta	422.87	P	View Lobby Hours
Bristol	547.15	Q	View Lobby Hours
KC-Sprint	622.18	R	View Lobby Hours
Dallas/Irving	886.62	S	View Lobby Hours
Peoria	1609.94	T	View Lobby Hours
Santa Clara	2072.91	U	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

CORPORATE AMERICA FAMILY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Corporate America Family Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Corporate America Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Corporate America Family	U.S. Average
3.70%	5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Corporate America Family had $4,332,050 in non-current loans and $32,835 in owned assets. To cover these potential losses it had $114,082,071 in net worth and $3,800,000 in loans loss reserves. That gives it a Texas Ratio of 3.70%.

Net Worth

Corporate America Family	U.S. Average
13.58%	13.93%

Corporate America Family FCU has a net worth of 13.58% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Corporate America Family

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