Cornerstone Financial Credit Union

Headquarters

P.o. Box 120729
Nashville, TN 37212
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.50% 4.80% →
2-Year CD 0.70% 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Cornerstone Financial is an NCUA insured institution located in Nashville, TN. It was founded in 1962 and has approximately $600.42 millions in assets.

Who can join?

Members come from a broad variety of groups, including:
• Public and private school, college and university employees in Tennessee.
• Other educational institutions, associations and organizations.
• Approved employers and associations (a listing is available in any of our offices of companies and organizations which are within Cornerstone’s field of membership).
• Individuals who are retired employees of eligible member groups.
• Individuals who live or work in Antioch, Dickson, Franklin, Murfreesboro, Goodlettsville, and certain zip codes throughout Nashville.
• Family members of all Cornerstone Financial Credit Union members.
If you do not meet eligibility through any of the above options, not a problem!
You can still become a member if you authorize CFCU to send your name, address and email to the Adventure Science Center for a 30 day free trial. You do not have to retain membership with the Adventure Science Center after your 30-day free trial to remain a CFCU member.

NCUA Insured Yes / State-Chartered
Charter Number # # 67972
Date Established 1962
Assets $600.42 million
Loans $498.56 million
Deposits $527.94 million
Capital $60.64 million
 

Field of Membership Restrictions

Cornerstone Financial CU of Tennessee is open to the residents and people maintaining employment in these Tennessee Counties; Antioch, Dickson, Franklin, Murfreesboro, and Goodlettsville, along with certain zip codes in the Nashville Area, employees of the Tennessee educational system; including public and private schools, college and universities, and all other forms of educational facilities or associations. Membership eligibility also extends to include the current and retired employees of the CU-affiliated SEG's and the family members of current CU members.

Deposit Rates - November 7, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.60% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.70% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 7, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Cornerstone Financial

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.380% 6.250% 0.88 $4,400 $1,971 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.471% 6.375% 0.63 $3,210 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.961% 6.875% 0.63 $2,796 $2,103 Learn More
PenFed Credit Union
NMLS ID: 401822
7.059% 6.875% 0.88 $6,000 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to Cornerstone Financial
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Cornerstone Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Cornerstone Financial Locations around zip code 43085




Climate Policy and Initiatives

CORNERSTONE FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Cornerstone Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cornerstone Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cornerstone Financial U.S. Average
6.27% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Cornerstone Financial had $3,830,170 in non-current loans and $173,624 in owned assets. To cover these potential losses it had $60,641,511 in net worth and $3,241,121 in loans loss reserves. That gives it a Texas Ratio of 6.27%.

Net Worth
Cornerstone Financial U.S. Average
10.1% 13.93%

Cornerstone Financial FCU has a net worth of 10.1% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Cornerstone Financial

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