Cornerstone Community Financial Federal Credit Union
Headquarters
2955 University Drive
Auburn Hills, MI 48326
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2024 Overview
General Credit Union Information
Cornerstone Community Financial is an NCUA insured institution located in Auburn Hills, MI. It was founded in 1951 and has approximately $196.81 millions in assets.
Who can join?
You are eligible to become a member of Cornerstone Community Financial if you live, work, worship, volunteer, regularly conduct business, or regularly attend school in any of the following cities, townships, or villages:
• Oakland County, Michigan:
• All cities within Oakland County
• Macomb County, Michigan: Center Line, Areas of Warren, Areas of Sterling Heights
• Lucas Count and Wood County, Ohio: Northwood Township, Perrysburg, Rossford, Toledo, Wallbridge Township
• Also, immediate family and persons living in the same household as anyone who meets the above mentioned criteria are also eligible for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7280 |
| Date Established | 1951 |
| Assets | $196.81 million |
| Loans | $164.37 million |
| Deposits | $171.99 million |
| Capital | $22.30 million |
Field of Membership Restrictions
Cornerstone Community Financial CU of Michigan is open to anyone that does regular business in, business owners, residents, people maintaining employment, church members, and registered students in these Michigan Communities; Genesee, Jackson, Lapeer, Lenawee, Livingston, Macomb, Monroe, Oakland, St Clair, Washtenaw, and Wayne. Membership eligibility also extends to include the family members of CU members.
Deposit Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Cornerstone Community Financial
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Cornerstone Community Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.356% | 6.250% | 0.63 | $3,600 | $1,971 | Learn More |
NMLS ID: 66247 |
6.452% | 6.375% | 0.75 | $2,586 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.710% | 6.625% | 0.63 | $2,818 | $2,049 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Cornerstone Community Financial
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Cornerstone Community Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Cornerstone Community Financial Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
CORNERSTONE COMMUNITY FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Cornerstone Community Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Cornerstone Community Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Cornerstone Community Financial | U.S. Average |
|---|---|
| 13.15% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Cornerstone Community Financial had $2,717,457 in non-current loans and $573,640 in owned assets. To cover these potential losses it had $22,304,748 in net worth and $2,725,730 in loans loss reserves. That gives it a Texas Ratio of 13.15%.
Net Worth
| Cornerstone Community Financial | U.S. Average |
|---|---|
| 11.33% | 13.93% |
Cornerstone Community Financial FCU has a net worth of 11.33% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Cornerstone Community Financial
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