Connexus Credit Union

Headquarters

Po Box 8026
Wausau, WI 54402
See all branch locations →

Notable Rates	APY	Vs.Others
Savings	0.10%	5.50% →
1-Year CD	3.52%	4.65% →
2-Year CD	3.65%	4.25% →
5-Year CD	3.26%	4.05% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Reviewed by Josh Hinson | February 3, 2023 |

So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I would be provided an extension for this time. Joe in collections would not budge he sent me info for Jason. I called Jason over a hundred times over the year of 2022 he never responded or answered my calls. Then 13 months later he sends me a real smart but message saying you got repossessed today and I want to be perfectly clear with you. We will not remove one penny from what you owe or make one adjustment! This guy went out of his way to contact me today with joe laughing to tell me that I had been repoed and to not expect them to come off a single penny and that i was actually still going to be charged 150$/ day per diem

Like I said the unprofessional Jason I would like to provide full name but I don’t want this to get removed I called over 100 times left probably 50 voicemails and emails for him to call me so we could get it taking care of I was told he is the decision maker

It took 13 months for Jason to contact me and when he did he was trying to rub in my face that my camper had been repossessed with Joe snickering in the back ground
He said Joe Joe much are we still charging him per day close to $150 a day with per deim I’ve got the call recorded and will be taking it to my attorney

Stay away from Connexus a bunch of crooks

Joe was not anymore helpful he replied 2-3 times over the year but he was not willing to offer any deferment or anything at all he just said bank policy is 1 month only over the entire loan what a joke of a bank and this took place during Covid

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2024 Overview

General Credit Union Information

Connexus is an NCUA insured institution located in Wausau, WI. It was founded in 1935 and has approximately $4810.96 millions in assets.

Who can join?

• Employees, families, and retirees of Liberty Mutual Insurance and affiliates
• Employees, families, and retirees of Aspirus Inc., Marshfield Clinic and affiliates
• Employees, families, students and alumni of Northcentral Technical College and Rasmussen College
• Persons residing or employed in Clark, Langlade, Lincoln, Marathon, Portage, Shawano, Taylor, or Wood counties in the State of Wisconsin


NCUA Insured	Yes / State-Chartered
Charter Number #	# 66538
Date Established	1935
Assets	$4,810.96 million
Loans	$4,376.21 million
Deposits	$4,071.60 million
Capital	$434.85 million

Field of Membership Restrictions

Membership in Connexus Credit Union is open to anyone through becoming a member of the Connexus Association with a $5 donation. Membership is also open to the following: (1) members of the communities of Golden Valley, Crystal, Brooklyn Center, Hopkins, Minneapolis, New Hope, Robbinsdale, St. Louis Park in Minnesota, Dover or Portsmouth in New Hampshire, Fairfield or Cincinnati in Ohio, Rothschild, Schofield, Wausau, or Weston in Wisconsin; (2) employees and retirees of Honeywell, Liberty Mutual, TSI Incorporated, Convergys, Cincinnati Bell, ATK, Aspirus Inc, or Aqua Finance.

Deposit Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
SAV	0.10%	$100	-	Learn More Reviews
Money Market	0.25%	$1,000	$19,999	Learn More Reviews
Money Market	2.25%	$20,000	$99,999	Learn More Reviews
Money Market	2.76%	$250,000	$499,999	Learn More Reviews
Money Market	3.01%	$500,000	$999,999	Learn More Reviews
Money Market	3.01%	$1,000,000	-	Learn More Reviews

CD Rates (Share Certificate Rates)	APY	MIN	MAX
12 Mo CD	3.42%	$5,000	-	Learn More Reviews
Jumbo 12 Month	3.52%	$100,000	-	Learn More Reviews
24 Mo CD	3.55%	$5,000	-	Learn More Reviews
Jumbo 24 Month	3.65%	$100,000	-	Learn More Reviews
36 Mo CD	3.35%	$5,000	-	Learn More Reviews
Jumbo 36 Month	3.45%	$100,000	-	Learn More Reviews
48 Mo CD	3.11%	$5,000	-	Learn More Reviews
Jumbo 48 Month	3.21%	$100,000	-	Learn More Reviews
60 Mo CD	3.16%	$5,000	-	Learn More Reviews
Jumbo 60 Month	3.26%	$100,000	-	Learn More Reviews

Variable IRA Rates	APY	MIN	MAX
VIRA	0.25%	$0	$9,999	Learn MoreShow Less
IRA Savings	0.40%	$10,000	-	Learn MoreShow Less

Loan Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Connexus

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.494%	6.375%	0.75	$4,000	$1,997	Learn More
NMLS ID: 1025894	6.863%	6.750%	1.00	$3,705	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.879%	6.750%	1.00	$4,432	$2,076	Learn More
NMLS ID: 401822	7.034%	6.875%	1.00	$5,195	$2,103	Learn More

See More Mortgage Rates →

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

See More Home Equity Rates →

Note to Connexus
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Connexus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio

Connexus Locations around zip code 43085

Branch	Distance	Map	View Lobby Hours
Liberty Mutual-Fairfield Campus	90.59	A	View Lobby Hours
Cincinnati Office	99.86	B	View Lobby Hours
BRANCH - ROCKFORD IL	353.23	C	View Lobby Hours
BRANCH - GALESBURG IL	396.64	D	View Lobby Hours
CORP OFC - MADISON WI	401.36	E	View Lobby Hours
BRANCH - MADISON WI	402.14	F	View Lobby Hours
BRANCH - SAUK CITY WI	423.41	G	View Lobby Hours
BRANCH - PRAIRIE DU SAC WI	424.10	H	View Lobby Hours
Weston	487.19	I	View Lobby Hours
Burr Ridge Office	493.18	J	View Lobby Hours
Corporate Cove	493.55	K	View Lobby Hours
2nd Ave	493.61	L	View Lobby Hours
Liberty Mutual-Wausau Campus	494.26	M	View Lobby Hours
Aspirus	494.50	N	View Lobby Hours
NTC-Wausau Campus	494.64	O	View Lobby Hours
Main Office	494.67	P	View Lobby Hours
BRANCH - PHILLIPS WI	557.14	Q	View Lobby Hours
BRANCH - LADYSMITH WI	573.65	R	View Lobby Hours
BRANCH - CHETEK WI	589.15	S	View Lobby Hours
Liberty Mutual-Dover Campus	678.76	T	View Lobby Hours
Liberty Mutual-Portsmouth Campus	681.57	U	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

CONNEXUS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Connexus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Connexus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Connexus	U.S. Average
18.45%	5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Connexus had $82,319,334 in non-current loans and $4,123,750 in owned assets. To cover these potential losses it had $434,851,943 in net worth and $33,619,273 in loans loss reserves. That gives it a Texas Ratio of 18.45%.

Net Worth

Connexus	U.S. Average
8.95%	13.93%

Connexus FCU has a net worth of 8.95% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Connexus

Josh Hinson

February 3, 2023 |

So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I would be provided an extension for this time. Joe in collections would not budge he sent me info for Jason. I called Jason over a hundred times over the year of 2022 he never responded or answered my calls. Then 13 months later he sends me a real smart but message saying you got repossessed today and I want to be perfectly clear with you. We will not remove one penny from what you owe or make one adjustment! This guy went out of his way to contact me today with joe laughing to tell me that I had been repoed and to not expect them to come off a single penny and that i was actually still going to be charged 150$/ day per diem

Like I said the unprofessional Jason I would like to provide full name but I don’t want this to get removed I called over 100 times left probably 50 voicemails and emails for him to call me so we could get it taking care of I was told he is the decision maker

It took 13 months for Jason to contact me and when he did he was trying to rub in my face that my camper had been repossessed with Joe snickering in the back ground
He said Joe Joe much are we still charging him per day close to $150 a day with per deim I’ve got the call recorded and will be taking it to my attorney

Stay away from Connexus a bunch of crooks

Joe was not anymore helpful he replied 2-3 times over the year but he was not willing to offer any deferment or anything at all he just said bank policy is 1 month only over the entire loan what a joke of a bank and this took place during Covid

Is this review helpful? Yes:0 / No: 0
Okeefjj

September 22, 2022 |

CDs 12 Month Rates

Super easy to join. Happy to receive 3.51% on a 12 month CD!

Is this review helpful? Yes:1 / No: 0
AlH

October 26, 2021 |

Not the easiest process and you really need to think twice before joining a credit union to make a little more on your cash. For me it was worthwhile and Cathy was super helpful.

Is this review helpful? Yes:3 / No: 0
Phil Clayton

October 13, 2021 |

I had not known that a credit union could suck so badly until I found this one.

Is this review helpful? Yes:3 / No: 2
kdfg

July 9, 2021 |

False start some years ago trying to join. Then got a wonderful branch manager who got me in right away. Everything has gone well since, including CDs and their redemption. Recommended for those who can live with transfer limits of $5000 per day, we should all be so lucky as to have to worry about that.

Is this review helpful? Yes:4 / No: 0

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