Communitywide Federal Credit Union
Headquarters
1555 W Western Ave
South Bend, IN 46619
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2024 Overview
General Credit Union Information
Communitywide is an NCUA insured institution located in South Bend, IN. It was founded in 1967 and has approximately $800.8 millions in assets.
Who can join?
You are eligible for membership as a Donor Member of:
• Michiana Goodwill Boosters
• Marine Corps League
You are eligible for membership as Employees or Retirees Of:
• Adams Engineering Company
• Alpha Baking Company (Kreamo)
• American Truck Transport Equip., Inc.
• A M General Corporation
• Allied Screw Products
• ARA Services
• C. C. Kelly and Son
• Copyright (St. John' s Bus. Machines)
• Corrugated Paper Products
• Goodwill Industries of Michiana
• Hansel Neighborhood Center
• Home Instead Senior Care
• Hope Rescue Mission
• Housing Allowance
• Housing Authority
• Industrial Metal Fab, Inc.
• Jack Post, Inc. (So. Bend Toy)
• J. H. Jones and Co.
• JMS Mold Engineering Co.
• K and F Manufacturing
• Kokoku Wire Industries (ACCO Industries)
• Kordell Industries (Niles Chemical)
• Lock Joint Tube Company
• Michiana Business Forms
• Monarch Industrial Towel
• Morfam, Inc.
• Mossberg and Company, Inc.
• New Energy Company of Indiana
• Newman And Altnan
• NIPSCO (South Bend Division)
• Qualex (Fox Photo)
• Shamrock Ford Trucks
• Sibley Machine Corp.
• South Bend Acquisitions (Sibley Foundry)
• South Bend Plastics, Inc.
• Steel Warehouse Company, Inc.
• Syscon International
• TCI of Indiana (Heritage Cablevision)
• United Conveyor
• Unifrax (Carborundum Company)
• U. S. Govt. Civilian Employees (Working in/or supervised from South Bend except SB Postal workers)
• Urban League of South Bend and St. Joseph County
• Wells Electronics
• Work Force Development (CETA)
• Y. M. C. A.
You are eligible for membership as a Retiree of:
• Acme Institute Of Technology
• Alcoa Building Prod. (Mastic Corp.)
• Avanti Motor Co.
• Baker Rubber Company
• Benko And Sons
• Coffman Van Conversions
• Hans Haus (Ranita Grill)
• Hart of Indiana Inland Distributing Co.
• Kap, Inc.
• Koszegi Products, Inc.
• Michiana Mack Trucks
• Morningside Hotel
• O'Brien Corporation
• South Bend Drug Co., Inc.
• South Bend Stamping (E W I , Allied Prod.)
• White Farm Equipment Company
• Wheel Horse Products
You are eligible for membership as a Spouse Of:
• Persons who died while within our field of membership
You are eligible for membership as a Relative of:
• Immediate relatives of qualified members (Mother, Father, Sister, Brother, Grandparent, Grandchild)
• Other relatives who live in the same household as a qualified member
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 18336 |
| Date Established | 1967 |
| Assets | $800.80 million |
| Loans | $688.89 million |
| Deposits | $693.69 million |
| Capital | $106.78 million |
Field of Membership Restrictions
Membership in Communitywide Federal Credit Union is open to Donor members of Michiana Goodwill Boosters or Marine Corps League. Membership is also open to those who work in Adams Engineering Company, Corrugated Paper Products, Syscon International and over 50 Select Employer Groups.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
2.00% | $1 | - |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
5.25% | $1,000 | - |
Learn More
|
| 12 Mo CD
|
5.00% | $1,000 | - |
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|
| 18 Mo CD
|
4.75% | $1,000 | - |
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|
| 24 Mo CD
|
4.50% | $1,000 | - |
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|
| 36 Mo CD
|
4.30% | $1,000 | - |
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|
| 48 Mo CD
|
4.10% | $1,000 | - |
Learn More
|
| 60 Mo CD
|
4.00% | $1,000 | - |
Learn More
|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| IRA Savings
|
5.00% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
1.00% | $1 | - | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Communitywide
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Communitywide
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Communitywide branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Communitywide Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 198.71 | A | View Lobby Hours | |
| 200.55 | B | View Lobby Hours | |
| 202.43 | C | View Lobby Hours | |
| 207.12 | D | View Lobby Hours | |
| 207.15 | E | View Lobby Hours | |
| 207.36 | F | View Lobby Hours | |
| 207.43 | G | View Lobby Hours | |
| 209.27 | H | View Lobby Hours | |
| 210.04 | I | View Lobby Hours | |
| 211.37 | J | View Lobby Hours |
Climate Policy and Initiatives
COMMUNITYWIDE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Communitywide Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Communitywide. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Communitywide | U.S. Average |
|---|---|
| 20.28% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Communitywide had $24,455,587 in non-current loans and $2,147,822 in owned assets. To cover these potential losses it had $106,778,469 in net worth and $24,430,629 in loans loss reserves. That gives it a Texas Ratio of 20.28%.
Net Worth
| Communitywide | U.S. Average |
|---|---|
| 13.23% | 13.93% |
Communitywide FCU has a net worth of 13.23% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Communitywide
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