Communityamerica Credit Union
Headquarters
P.o. Box 15950
Lenexa, KS 66285
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Phone 844-431-1976
2024 Overview
General Credit Union Information
Communityamerica is an NCUA insured institution located in Lenexa, KS. It was founded in 1940 and has approximately $5367.07 millions in assets.
Who can join?
Community America serves residents of Missouri who live or work in Jackson, Clay, Platte and St. Charles* counties. Membership is also available to people residing or working in these St. Louis, Missouri zip codes: 63031, 63042, 63044, 63045, 63055, 63074, 63114, 63121, 63134, 63140, 63141, 63145 and 63146.
The field of membership in the state of Kansas includes residents of Douglas, Johnson, Jefferson, Leavenworth, Miami, Shawnee and Wyandotte counties and their family members. Also included in the state of Kansas are associations and businesses located in Johnson and Douglas counties, their subsidiaries, related or affiliated associations, companies or organizations, their membership, employees, retiree’s annuitants, contract employees and family members.
Eligibility exists if a family member falls under the community eligibility guidelines or is a member of an existing Select Employee Group. An eligible family member is defined as a spouse, child, sibling, parent, grandparent, grandchild, aunt/uncle, niece/nephew, cousin or legal guardian and includes step, in-law and adoptive relationships.
Select Employee Groups
Companies or organizations can elect to offer the benefits of CommunityAmerica membership to employees. Employees of approved Select Employee Groups and their family members are eligible to join the Credit Union. The following companies, and many others, are included in CommunityAmerica Credit Union’s Select Employee Group membership:
YRC Worldwide
Harley-Davidson Motor Company - Kansas City
Ameristar Casino - Kansas City
O'Reilly Auto Parts
Quintiles
Worldspan
SAIA
Ford Motor Company - Claycomo Plant
North Kansas City Hospital
Blue Springs School District
Kansas City, Missouri School District
Freightquote.com
Bushnell Outdoor Products
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67664 |
| Date Established | 1940 |
| Assets | $5,367.07 million |
| Loans | $3,300.13 million |
| Deposits | $4,196.78 million |
| Capital | $500.77 million |
Field of Membership Restrictions
Membership in CommunityAmerica Credit Union is open to those who live or work in Jackson, Platte, Clay, Johnson, Douglas, Jefferson, Miami, Leavenworth, Shawnee, Wyandotte, or St. Louis County. Membership is also open to employees of the cities of Bathany, Cameron, or Hannibal and over 150 Select Employer Groups.
Deposit Rates - December 24, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.03% | $0 | $49,999 |
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|
| SAV
|
5.00% | $1 | $2,500 |
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|
| Share
|
0.05% | $50,000 | - |
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|
|
Money Market
|
0.25% | $0 | $9,999 |
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|
|
Money Market
|
0.30% | $10,000 | $24,999 |
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|
|
Money Market
|
0.35% | $25,000 | $49,999 |
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|
|
Money Market
|
0.40% | $50,000 | $99,999 |
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|
|
Money Market
|
0.45% | $100,000 | $149,999 |
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|
|
Money Market
|
0.50% | $150,000 | $249,999 |
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|
|
Money Market
|
0.55% | $250,000 | $499,999 |
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|
|
Money Market
|
0.60% | $500,000 | - |
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|
|
Premium Money Market Account
|
0.45% | $0 | $9,999 |
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|
|
Premium Money Market Account
|
0.50% | $10,000 | $24,999 |
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|
|
Premium Money Market Account
|
3.25% | $25,000 | $49,999 |
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|
|
Premium Money Market Account
|
3.30% | $50,000 | $99,999 |
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|
|
Premium Money Market Account
|
3.35% | $100,000 | $149,999 |
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|
|
Premium Money Market Account
|
3.40% | $150,000 | $249,999 |
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|
|
Premium Money Market Account
|
3.45% | $250,000 | $499,999 |
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|
|
Premium Money Market Account
|
3.50% | $500,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
4.25% | $500 | - |
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| 6 Mo CD
|
3.45% | $500 | - |
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| 7 Mo CD
|
4.00% | $500 | - |
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| 9 Mo CD
|
3.85% | $500 | - |
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| 12 Mo CD
|
4.00% | $500 | - |
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| 15 Mo CD
|
3.75% | $500 | - |
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| 18 Mo CD
|
3.30% | $500 | - |
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| 24 Mo CD
|
3.05% | $500 | - |
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| 30 Mo CD
|
3.05% | $500 | - |
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| 36 Mo CD
|
3.10% | $500 | - |
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| 48 Mo CD
|
3.10% | $500 | - |
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| 60 Month
|
3.10% | $500 | - |
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|
Loan Rates - December 24, 2024
Your Current Location: Ohio, OH 43085
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
5.49% | 5.49% | Varies | |
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
See All Home Equity Rates |
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| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 3.74% | 3.74% | $735.21 | |
| 4 Year | 3.74% | 3.74% | $561.57 | |
| 5 Year | 3.74% | 3.74% | $457.49 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
7.12% | 7.00% | $2,876.25 | |
| 20 Year Fixed Conforming See Amortization Table |
7.36% | 7.25% | $2,529.20 | |
| 30 Year Fixed Conforming See Amortization Table |
7.44% | 7.38% | $2,210.16 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming See Amortization Table |
7.12% | 7.00% | $2,876.25 | |
| 20 Year Fixed Conforming See Amortization Table |
7.36% | 7.25% | $2,529.20 | |
| 30 Year Fixed Conforming See Amortization Table |
7.44% | 7.38% | $2,210.16 | |
Compare with 6.734% APR and 6.625% 30-Year Fixed RATE from Pure Rate Mortgage
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Communityamerica branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Communityamerica Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 399.81 | A | View Lobby Hours | |
| 600.07 | B | View Lobby Hours | |
| 600.07 | C | View Lobby Hours | |
| 600.92 | D | View Lobby Hours | |
| 601.61 | E | View Lobby Hours | |
| 606.08 | F | View Lobby Hours | |
| 607.02 | G | View Lobby Hours | |
| 608.31 | H | View Lobby Hours | |
| 608.37 | I | View Lobby Hours | |
| 608.77 | J | View Lobby Hours | |
| 609.76 | K | View Lobby Hours | |
| 609.84 | L | View Lobby Hours | |
| 610.84 | M | View Lobby Hours | |
| 611.20 | N | View Lobby Hours | |
| 613.72 | O | View Lobby Hours | |
| 614.50 | P | View Lobby Hours | |
| 614.53 | Q | View Lobby Hours | |
| 614.85 | R | View Lobby Hours | |
| 615.51 | S | View Lobby Hours | |
| 616.09 | T | View Lobby Hours | |
| 619.02 | U | View Lobby Hours | |
| 619.24 | V | View Lobby Hours | |
| 619.59 | W | View Lobby Hours | |
| 619.69 | X | View Lobby Hours | |
| 621.44 | Y | View Lobby Hours | |
| 622.40 | Z | View Lobby Hours |
Climate Policy and Initiatives
COMMUNITYAMERICA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Communityamerica Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Communityamerica. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Communityamerica | U.S. Average |
|---|---|
| 4.46% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Communityamerica had $21,901,643 in non-current loans and $1,595,182 in owned assets. To cover these potential losses it had $500,767,266 in net worth and $25,876,301 in loans loss reserves. That gives it a Texas Ratio of 4.46%.
Net Worth
| Communityamerica | U.S. Average |
|---|---|
| 9.32% | 13.93% |
Communityamerica FCU has a net worth of 9.32% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Communityamerica
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