Community Resource Credit Union
Headquarters
Po Box 3181
Baytown, TX 77522
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2024 Overview
General Credit Union Information
Community Resource is an NCUA insured institution located in Baytown, TX. It was founded in 1935 and has approximately $886.08 millions in assets.
Who can join?
Anyone who lives or works within the Goose Creek, Crosby, Huffman, Humble, New Caney and Barbers Hill Independent School Districts can now become a member of Community Resource Credit Union.
Furthermore, persons who work, reside, or attend school, and businesses located within a 10-mile radius of any CRCU branch also qualify for membership.
Your family members can join as well.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68021 |
| Date Established | 1935 |
| Assets | $886.08 million |
| Loans | $653.66 million |
| Deposits | $742.19 million |
| Capital | $81.15 million |
Field of Membership Restrictions
Community Resource CU of Texas is open to businesses, anyone that resides, works, and the registered students that are located within a 10-mile distance from a CRCU main office, as well as the residents and people that maintain employment in Liberty County, or within these Texas School Districts; Goose Creek, Crosby, Huffman, Humble, New Caney, or Babers Hill Independent.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $100 | - |
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|
|
Money Market
|
0.40% | $1,000 | $4,999 |
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|
|
Money Market
|
0.45% | $5,000 | $14,999 |
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|
|
Money Market
|
0.55% | $25,000 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.70% | $100 | $89,999 |
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|
| 6 Mo CD
|
0.80% | $90,000 | - |
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|
| 12 Mo CD
|
0.90% | $100 | $89,999 |
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|
| 12 Mo CD
|
1.00% | $90,000 | - |
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|
| 18 Mo CD
|
0.95% | $100 | - |
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|
| 24 Mo CD
|
1.00% | $100 | - |
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|
| 36 Mo CD
|
1.20% | $100 | - |
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|
| 48 Mo CD
|
1.30% | $100 | - |
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|
| 60 Mo CD
|
1.40% | $100 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.55% | $1 | $49,999 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Community Resource
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Community Resource
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Community Resource branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Community Resource Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 943.74 | A | View Lobby Hours | |
| 943.91 | B | View Lobby Hours | |
| 946.65 | C | View Lobby Hours | |
| 948.05 | D | View Lobby Hours | |
| 949.42 | E | View Lobby Hours |
Climate Policy and Initiatives
COMMUNITY RESOURCE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Community Resource Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Community Resource. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Community Resource | U.S. Average |
|---|---|
| 5.16% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Community Resource had $4,187,511 in non-current loans and $112,650 in owned assets. To cover these potential losses it had $81,149,838 in net worth and $2,206,406 in loans loss reserves. That gives it a Texas Ratio of 5.16%.
Net Worth
| Community Resource | U.S. Average |
|---|---|
| 9.15% | 13.93% |
Community Resource FCU has a net worth of 9.15% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Community Resource
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