Community Financial Members Federal Credit Union
Headquarters
Po Box 8050
Plymouth, MI 48170
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2024 Overview
General Credit Union Information
Community Financial Members is an NCUA insured institution located in Plymouth, MI. It was founded in 1951 and has approximately $502.41 millions in assets.
Who can join?
Member ship includes anyone who lives, works, worships or attends school in any of the following 23 counties: Alcona, Alpena, Antrim, Charlevoix, Cheboygan, Crawford, Emmet, Genesee, Ingham, Jackson, Kalkaska, Lapeer, Lenawee, Livingston, Macomb, Monroe, Montmorency, Oakland, Oscoda, Otsego, Presque Isle, Washtenaw, and Wayne.
Membership is also available for businesses and other legal entities, or if you regularly conduct business, in these counties. Immediate family members such as a spouse, parent, child, sibling or grandparent, of someone who lives in our eligible communities are also eligible to join. Finally, anyone currently living in the same household with a member of Community Financial can also join.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7275 |
| Date Established | 1951 |
| Assets | $502.41 million |
| Loans | $470.61 million |
| Deposits | $428.70 million |
| Capital | $60.42 million |
Field of Membership Restrictions
Membership in Community Financial Credit Union is open to those who lives, works, worships or attends school in any of the following 23 counties: Alcona, Alpena, Antrim, Charlevoix, Cheboygan, Crawford, Emmet, Genesee, Ingham, Jackson, Kalkaska, Lapeer, Lenawee, Livingston, Macomb, Monroe, Montmorency, Oakland, Oscoda, Otsego, Presque Isle, Washtenaw, and Wayne.
Membership is also available for businesses and other legal entities, or if you regularly conduct business, in these counties. Immediate family members such as a spouse, parent, child, sibling or grandparent, of someone who lives in our eligible communities are also eligible to join. Finally, anyone currently living in the same household with a member of Community Financial can also join.
Deposit Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Community Financial Members
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Note to Community Financial Members
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Loan Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Community Financial Members
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.356% | 6.250% | 0.63 | $3,600 | $1,971 | Learn More |
NMLS ID: 66247 |
6.452% | 6.375% | 0.75 | $2,586 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.710% | 6.625% | 0.63 | $2,818 | $2,049 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Community Financial Members
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Community Financial Members branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Community Financial Members Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
COMMUNITY FINANCIAL MEMBERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Community Financial Members Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Community Financial Members. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Community Financial Members | U.S. Average |
|---|---|
| 15.69% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Community Financial Members had $8,761,994 in non-current loans and $1,383,105 in owned assets. To cover these potential losses it had $60,421,632 in net worth and $4,257,123 in loans loss reserves. That gives it a Texas Ratio of 15.69%.
Net Worth
| Community Financial Members | U.S. Average |
|---|---|
| 12.02% | 13.93% |
Community Financial Members FCU has a net worth of 12.02% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Community Financial Members
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