Communication Federal Credit Union
Headquarters
4141 Nw Expressway, Suite 200
Oklahoma City, OK 73116
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2024 Overview
General Credit Union Information
Communication is an NCUA insured institution located in Oklahoma City, OK. It was founded in 1939 and has approximately $2108.93 millions in assets.
Who can join?
You qualify for membership if you:
Are employed by or retired from one of their select employee groups.
Have a family member who is a member of Communication Federal Credit Union.
Live or work in Broken Arrow, OK, or anywhere in Carter County or Pottawatomie County, OK. (CFCU has a community charter for these areas).
If you live in Oklahoma or Kansas you can join the Oklahomans for Energy and Jobs, a non-profit group that is one of our select employee groups. Oklahoma or Kansas residents can join Oklahomans for Energy and Jobs through our online application for a one-time $5 membership fee.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 3454 |
| Date Established | 1939 |
| Assets | $2,108.93 million |
| Loans | $1,636.66 million |
| Deposits | $1,805.19 million |
| Capital | $258.55 million |
Field of Membership Restrictions
Membership in Communication Federal Credit Union is open to anyone who lives the states of Oklahoma or Kansas through joining the Oklahomans for Energy and Jobs ($5 one-time membership fee). Membership is also open to the following: (1) those who live or work in Carter or Pottawatomie Counties or within Broken Arrow, Oklahoma; (2) employees or retirees of Carnegie Telephone Company, East Central University, and over 100 area Select Employer Groups.
Deposit Rates - November 16, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.50% | $50,000 | - |
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|
|
Money Market
|
0.65% | $100,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.70% | $1,000 | $14,999 |
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|
| 6 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.80% | $1,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.80% | $1,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.90% | $1,000 | $14,999 |
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|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $1,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.10% | $1,000 | $14,999 |
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|
| 48 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $1,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - November 16, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Communication
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Communication
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Communication branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Communication Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 674.76 | A | View Lobby Hours | |
| 677.38 | B | View Lobby Hours | |
| 716.08 | C | View Lobby Hours | |
| 730.59 | D | View Lobby Hours | |
| 730.82 | E | View Lobby Hours | |
| 733.86 | F | View Lobby Hours | |
| 736.08 | G | View Lobby Hours | |
| 737.05 | H | View Lobby Hours | |
| 737.25 | I | View Lobby Hours | |
| 827.59 | J | View Lobby Hours | |
| 829.55 | K | View Lobby Hours | |
| 829.76 | L | View Lobby Hours | |
| 831.69 | M | View Lobby Hours | |
| 831.90 | N | View Lobby Hours | |
| 832.37 | O | View Lobby Hours | |
| 849.93 | P | View Lobby Hours | |
| 896.83 | Q | View Lobby Hours | |
| 901.74 | R | View Lobby Hours |
Climate Policy and Initiatives
COMMUNICATION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Communication Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Communication. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Communication | U.S. Average |
|---|---|
| 20.78% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Communication had $48,151,536 in non-current loans and $8,102,013 in owned assets. To cover these potential losses it had $258,549,756 in net worth and $12,219,149 in loans loss reserves. That gives it a Texas Ratio of 20.78%.
Net Worth
| Communication | U.S. Average |
|---|---|
| 12.24% | 13.93% |
Communication FCU has a net worth of 12.24% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Communication
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