Commonwealth One Federal Credit Union
Headquarters
Po Box 9997
Alexandria, VA 22304
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2024 Overview
General Credit Union Information
Commonwealth One is an NCUA insured institution located in Alexandria, VA. It was founded in 1944 and has approximately $582.17 millions in assets.
Who can join?
You are eligible to open an account if you qualify for membership. Here is how...
Anyone who lives, works, worships, goes to school, or volunteers in the following areas is eligible for membership:
• Washington, DC;
• City of Harrisonburg, VA;
• Warren County, VA;
• Clarke County, VA;
• City of Alexandria, VA. (specific areas)
If you are an employee with one of the 200 plus sponsor groups, you are eligible to join or you can apply to have your company become a Sponsor Group of CommonWealth One.
If you are a family member of any of the above, you are eligible to join! When applying, be sure to indicate family member eligibility on your application. Family members are defined as;
• spouses,
• children,
• siblings,
• parents,
• grandparents,
• grandchildren,
• and those persons living in the same household and maintaining a single economic unit.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5134 |
| Date Established | 1944 |
| Assets | $582.17 million |
| Loans | $410.28 million |
| Deposits | $424.41 million |
| Capital | $45.19 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in Washington D.C., the counties of Warren and Clarke and the cities of Harrisonburg and Alexandria in Virginia. Membership is also open to employees of the credit union's select employer group and to immediate family of those eligible.
Deposit Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Youth Account
|
0.05% | $0 | $1,000 |
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|
| SAV
|
0.07% | $2,500 | $9,999 |
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|
|
Money Market
|
0.65% | $0 | $25,000 |
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|
|
Money Market
|
0.75% | $25,000 | $50,000 |
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|
|
Money Market
|
0.85% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
3.56% | $500 | - |
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|
| 12 Mo CD
|
3.82% | $1,000 | $49,999 |
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|
| 12 Month Jumbo
|
4.80% | $50,000 | $99,999 |
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|
| 12 Mo CD
|
5.35% | $100,000 | - |
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|
| 15 Mo CD
|
2.33% | $50 | - |
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|
| 18 Mo CD
|
2.99% | $1,000 | $49,999 |
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|
| 18 Month Jumbo
|
3.87% | $50,000 | $99,999 |
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|
| 18 Mo CD
|
3.87% | $100,000 | - |
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|
| 24 Mo CD
|
3.15% | $1,000 | $49,999 |
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|
| 24 Month Jumbo
|
3.05% | $50,000 | $99,999 |
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|
| 24 Mo CD
|
3.10% | $100,000 | - |
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|
| 30 Month Special
|
3.15% | $0 | - |
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|
| 30 Month Special Jumbo
|
3.20% | $50,000 | $99,999 |
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|
| 30 Month Special Jumbo
|
3.25% | $100,000 | - |
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|
| 36 Mo CD
|
3.82% | $1,000 | $49,999 |
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|
| 36 Month Jumbo
|
3.56% | $50,000 | $99,999 |
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|
| 36 Mo CD
|
3.61% | $100,000 | - |
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|
| 48 Mo CD
|
4.08% | $1,000 | $49,999 |
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|
| 48 Month Jumbo
|
3.87% | $50,000 | $99,999 |
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|
| 48 Mo CD
|
3.92% | $100,000 | - |
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|
| 60 Mo CD
|
4.08% | $1,000 | $49,999 |
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|
| 60 Month Jumbo
|
4.13% | $50,000 | $99,999 |
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|
| 60 Mo CD
|
4.18% | $100,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
5.50% | $0 | $20,000 | Learn More |
Loan Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Commonwealth One
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.356% | 6.250% | 0.63 | $3,600 | $1,971 | Learn More |
NMLS ID: 66247 |
6.452% | 6.375% | 0.75 | $2,586 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.710% | 6.625% | 0.63 | $2,818 | $2,049 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Commonwealth One
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Commonwealth One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Commonwealth One Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 242.82 | A | View Lobby Hours | |
| 244.47 | B | View Lobby Hours | |
| 321.75 | C | View Lobby Hours | |
| 321.77 | D | View Lobby Hours | |
| 321.77 | E | View Lobby Hours | |
| 323.13 | F | View Lobby Hours | |
| 325.39 | G | View Lobby Hours | |
| 326.05 | H | View Lobby Hours |
Climate Policy and Initiatives
COMMONWEALTH ONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Commonwealth One Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Commonwealth One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Commonwealth One | U.S. Average |
|---|---|
| 11.09% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Commonwealth One had $5,054,747 in non-current loans and $184,734 in owned assets. To cover these potential losses it had $45,185,233 in net worth and $2,080,064 in loans loss reserves. That gives it a Texas Ratio of 11.09%.
Net Worth
| Commonwealth One | U.S. Average |
|---|---|
| 7.75% | 13.93% |
Commonwealth One FCU has a net worth of 7.75% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Commonwealth One
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