Combined Employees Credit Union

Headquarters

593 Russell Pkwy
Warner Robins, GA 31088
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.35% 5.50% →
1-Year CD 0.80% 4.80% →
2-Year CD 0.90% 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Combined Employees is an NCUA insured institution located in Warner Robins, GA. It was founded in 1969 and has approximately $16.8 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 60825
Date Established 1969
Assets $16.80 million
Loans $13.09 million
Deposits $15.36 million
Capital $1.44 million
 

Deposit Rates - November 25, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.35% $2,500 $4,999 Learn More
Money Market
0.55% $2,500 $2,999 Learn More
Money Market
0.60% $10,000 $14,999 Learn More
Money Market
0.65% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More

Loan Rates - November 25, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Combined Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.356% 6.250% 0.63 $3,600 $1,971 Learn More
Sebonic
NMLS ID: 66247
6.452% 6.375% 0.75 $2,586 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.710% 6.625% 0.63 $2,818 $2,049 Learn More
PenFed Credit Union
NMLS ID: 401822
7.034% 6.875% 1.00 $5,195 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Combined Employees
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Combined Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Combined Employees Locations around zip code 43085


BranchDistance Map View Lobby Hours

Combined Employees Credit Union

510.21 A View Lobby Hours


Climate Policy and Initiatives

COMBINED EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Combined Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Combined Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Combined Employees U.S. Average
4.14% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Combined Employees had $37,374 in non-current loans and $22,581 in owned assets. To cover these potential losses it had $1,435,857 in net worth and $11,079 in loans loss reserves. That gives it a Texas Ratio of 4.14%.

Net Worth
Combined Employees U.S. Average
8.53% 13.93%

Combined Employees FCU has a net worth of 8.53% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Combined Employees


  • July 17, 2019 |

    CECU is the best kept secret in the Middle Georgia area! In 2019, CECU will be celebrating their 50th year in business! The credit union is not open to the general public. Their composition of members include the brotherhood and sisterhood of First Responders (Police, Sheriff, Fire, Medical, and 911 Operators). Employees of the local municipalities are eligible to join CECU as well.

  • July 17, 2019 |

    Yes, CECU is a major competitor in the market for these types of loans. Rates are always very competitive in the market.

  • July 17, 2019 |

    Not at this time

  • July 17, 2019 |

    CECU does have access to mortgage loans through a 3rd party provider for members of the credit union. Substantial savings can be derived from specific exclusions to normal closing costs.

  • July 17, 2019 |

    593 Russell Parkway
    Warner Robins GA 31088


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