Class Act Federal Credit Union
Headquarters
3620 Fern Valley Rd
Louisville, KY 40219
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2024 Overview
General Credit Union Information
Class Act is an NCUA insured institution located in Louisville, KY. It was founded in 1954 and has approximately $317.47 millions in assets.
Who can join?
If you or a member of your immediate family or household is a member of the following three groups you are eligible to join Class Act FCU:
Full or Part-Time Employees of:
Academy for Individual Excellence
Anchorage Schools
Bardstown Public School Systems
Beth Haven Christian
Brown Mackie College
Bullitt County Public School Systems
Christian Academy
Contract Bus Service
Cornerstone Christian Academy
Daymar College
Embry-Riddle Aeronautical University
Eminence Independent Schools
Evangel Christian
Family Scholar House
JCTA Staff
Jefferson County Public Schools
KEA Staff
Kentucky Country Day
KET
Ledco, Inc.
Maryhurst
Meredith Dunn
More Grace Christian Academy
National College
Nelson County Public School Systems
Oldham County Public School Systems
Portland Christian School
Shelby County Public School Systems
Spencer County Public School Systems
Sullivan University
Ursuline Campus
Victory Christian
Walden School
Whitefield Academy
Full or Part-Time Students of:
Jefferson County Public Schools Students
University of Louisville Students
Brown Mackie College
Daymar COllege
Embry-Riddle Aeronautical University
National College
If you are an alumni of:
University of Louisville Alumni
Primary Member's Eligible Family
Spouse
Children
Siblings
Parents
Grandparents
Grandchildren
Stepparents
Stepchildren
Stepsiblings
Adoptive Relationships
Other household members of the primary member
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9106 |
| Date Established | 1954 |
| Assets | $317.47 million |
| Loans | $213.50 million |
| Deposits | $282.89 million |
| Capital | $32.41 million |
Field of Membership Restrictions
Membership in Class Act Federal Credit Union is open to the following: (1) employees and retirees of Jefferson County Public Schools, Shelby County Public Schools, National College, Bullitt County Public Schools, Embry-Riddle Aeronautical University, Nelson County Public Schools, and Brown Mackie College; (2) students of University of Louisville, Brown Mackie College, Daymar College, Jefferson County Public Schools, National College, and Sullivan University; (3) alumni of University of Louisville.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Class Act
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Class Act
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Class Act
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Class Act branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Class Act Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 189.51 | A | View Lobby Hours | |
| 526.80 | B | View Lobby Hours |
Climate Policy and Initiatives
CLASS ACT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Class Act Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Class Act. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Class Act | U.S. Average |
|---|---|
| 4.35% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Class Act had $1,416,181 in non-current loans and $50,225 in owned assets. To cover these potential losses it had $32,409,379 in net worth and $1,265,000 in loans loss reserves. That gives it a Texas Ratio of 4.35%.
Net Worth
| Class Act | U.S. Average |
|---|---|
| 10.2% | 13.93% |
Class Act FCU has a net worth of 10.2% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Class Act
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