Cinfed Federal Credit Union

Headquarters

4801 Kennedy Avenue
Cincinnati, OH 45209
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.50% 5.50% →
1-Year CD 0.50% 4.80% →
2-Year CD 0.70% 4.25% →
5-Year CD 1.00% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Cinfed is an NCUA insured institution located in Cincinnati, OH. It was founded in 1975 and has approximately $736.99 millions in assets.

Who can join?

Cinfed Credit Union serves anyone who lives, works, worships, attends school in or regularly conducts business in Hamilton, Kenton, Campbell and Boone Counties.

NCUA Insured Yes / Federally Chartered
Charter Number # # 21930
Date Established 1975
Assets $736.99 million
Loans $562.07 million
Deposits $611.41 million
Capital $85.85 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, attends school in or regularly conduct business in Hamilton, Kenton, Campbell and Boone Counties.

Deposit Rates - November 2, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Kasasa Saver
0.50% $0 $10,000 Learn More
Kasasa Saver
0.15% $10,000 - Learn More
Super Share
0.20% $25,000 $49,999 Learn More
Super Share
0.25% $50,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
Smart 30
1.50% $50 - Learn More
Certificate
0.40% $500 - Learn More
Certificate
0.50% $500 - Learn More
Certificate
0.70% $500 - Learn More
Certificate
0.80% $500 - Learn More
Certificate
0.90% $500 - Learn More
Certificate
1.00% $500 - Learn More
Int Checking Rates APY MIN MAX
Kasasa Cash
2.00% $0 $10,000 Learn MoreShow Less
Kasasa Cash
0.15% $10,000 - Learn MoreShow Less

Loan Rates - November 2, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Cinfed

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Midwest Mortgage Lending
NMLS ID: 2262032
License#: RM.804810.000
6.391% 6.250% 1.00 $4,800 $1,971 Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.987% 6.875% 0.88 $3,654 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to Cinfed
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Cinfed branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

CINFED is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Cinfed Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cinfed. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cinfed U.S. Average
1.30% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Cinfed had $1,016,287 in non-current loans and $136,378 in owned assets. To cover these potential losses it had $85,853,359 in net worth and $2,553,464 in loans loss reserves. That gives it a Texas Ratio of 1.30%.

Net Worth
Cinfed U.S. Average
11.62% 13.93%

Cinfed FCU has a net worth of 11.62% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Cinfed

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