Christian Financial Credit Union

Headquarters

35100 Van Dyke Ave
Sterling Height, MI 48312
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.60% 4.80% →
2-Year CD 0.75% 4.25% →
5-Year CD 1.50% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Christian Financial is an NCUA insured institution located in Sterling Height, MI. It was founded in 1967 and has approximately $852.48 millions in assets.

Who can join?

Anyone can join! You qualify in at least one of the following ways:
• You live, worship, work, or are educated in Macomb, Oakland, Wayne, or Saint Clair Counties
• You belong to one of the churches in our Field of Membership
• You are an employee of one of our Select Employee Groups
• You have an immediate family member who belongs to CFCU
• You are 55 years of age or older, receive a recurring monthly benefit (such as a pension or Social Security), and live within 25 miles of any CFCU office
Select Employee Group (SEG) Information
If you're an employer and you're looking for a free benefit to offer your employees, become part of Christian Financial's Field of Membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 63805
Date Established 1967
Assets $852.48 million
Loans $614.10 million
Deposits $740.96 million
Capital $90.72 million
 

Field of Membership Restrictions

Christian Financial CU is open to the residents, people that maintain employment, attend church and registered students in these Michigan Counties; Macomb, Oakland, Wayne, and St.Clair as well as the church members, students, and members of various CU-affiliated churches, schools, and organizations.

Deposit Rates - November 7, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.50% $10,000 $14,999 Learn More
60 Mo CD
1.50% $100,000 $199,999 Learn More

Loan Rates - November 7, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Christian Financial

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Midwest Mortgage Lending
NMLS ID: 2262032
License#: RM.804810.000
6.391% 6.250% 1.00 $4,800 $1,971 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.596% 6.500% 0.63 $3,210 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.993% 6.875% 1.00 $3,852 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.313% 7.250% 0.63 $2,000 $2,183 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Christian Financial
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Christian Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

CHRISTIAN FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Christian Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Christian Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Christian Financial U.S. Average
3.24% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Christian Financial had $2,815,058 in non-current loans and $219,151 in owned assets. To cover these potential losses it had $90,719,250 in net worth and $3,001,661 in loans loss reserves. That gives it a Texas Ratio of 3.24%.

Net Worth
Christian Financial U.S. Average
10.63% 13.93%

Christian Financial FCU has a net worth of 10.63% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Christian Financial

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