Chippewa County Credit Union
Our records indicate that this credit union has been acquired by U.P. STATE.
Headquarters
402 W Spruce St
Sault Sainte Ma, MI 49783
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2024 Overview
General Credit Union Information
Chippewa County is an NCUA insured institution located in Sault Sainte Ma, MI. It was founded in 1955 and has approximately $37.15 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61416 |
| Date Established | 1955 |
| Assets | $37.15 million |
| Loans | $18.29 million |
| Deposits | $32.79 million |
| Capital | $4.19 million |
Field of Membership Restrictions
Chippewa County CU is open to the current employees or the retirees that live in Chippewa County of the site listed CU-affiliated SEG's. Membership eligibility also includes the families and household members of current CU members.
Deposit Rates - November 22, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
Loan Rates - November 22, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Chippewa County
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Chippewa County
To upload and update your bank's rates please register.
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Branches
Below are Chippewa County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Chippewa County Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 442.10 | A | View Lobby Hours | |
| 457.42 | B | View Lobby Hours | |
| 457.42 | C | View Lobby Hours |
Climate Policy and Initiatives
CHIPPEWA COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Chippewa County Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Chippewa County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Chippewa County | U.S. Average |
|---|---|
| 13.04% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Chippewa County had $565,746 in non-current loans and $9,300 in owned assets. To cover these potential losses it had $4,188,186 in net worth and $221,228 in loans loss reserves. That gives it a Texas Ratio of 13.04%.
Net Worth
| Chippewa County | U.S. Average |
|---|---|
| 11.26% | 13.93% |
Chippewa County FCU has a net worth of 11.26% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Chippewa County
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