Cherokee Strip Credit Union

Headquarters

1508 East Prospect
Ponca City, OK 74604
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.04% 5.50% →
1-Year CD 0.66% 4.80% →
2-Year CD 0.86% 4.25% →
5-Year CD 1.11% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Cherokee Strip is an NCUA insured institution located in Ponca City, OK. It was founded in 1933 and has approximately $107.55 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 64281
Date Established 1933
Assets $107.55 million
Loans $76.03 million
Deposits $96.09 million
Capital $10.92 million
 

Field of Membership Restrictions

Cherokee Strip CU is open to the residents, people that maintain employment, church members, and the registered students of Kay County, Oklahoma as well as the current and retired employees of Conocol Phillips and its affiliated companies, employees of the qualified CU-affiliated SEG's, CU employees, and their family members. Membership eligibility also extends to include any charitable or non-profit organizations within Kay County.

Deposit Rates - November 25, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.04% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.36% $10,000 $14,999 Learn More
6 Mo CD
0.36% $100,000 $199,999 Learn More
12 Mo CD
0.66% $10,000 $14,999 Learn More
12 Mo CD
0.66% $100,000 $199,999 Learn More
18 Mo CD
0.76% $10,000 $14,999 Learn More
18 Mo CD
0.76% $100,000 $199,999 Learn More
24 Mo CD
0.86% $10,000 $14,999 Learn More
24 Mo CD
0.86% $100,000 $199,999 Learn More
36 Mo CD
0.96% $10,000 $14,999 Learn More
36 Mo CD
0.96% $100,000 $199,999 Learn More
60 Mo CD
1.11% $10,000 $14,999 Learn More
60 Mo CD
1.11% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.04% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 25, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Cherokee Strip

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.391% 6.250% 1.00 $4,800 $1,971 Learn More
Sebonic
NMLS ID: 66247
6.580% 6.500% 0.88 $2,662 $2,023 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Cherokee Strip
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Cherokee Strip branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Cherokee Strip Locations around zip code 43085


BranchDistance Map View Lobby Hours

Prospect Branch

778.05 A View Lobby Hours

Waverly Branch

780.38 B View Lobby Hours


Climate Policy and Initiatives

CHEROKEE STRIP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Cherokee Strip Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cherokee Strip. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Cherokee Strip U.S. Average
13.93% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Cherokee Strip had $1,254,234 in non-current loans and $523,138 in owned assets. To cover these potential losses it had $10,919,901 in net worth and $1,838,540 in loans loss reserves. That gives it a Texas Ratio of 13.93%.

Net Worth
Cherokee Strip U.S. Average
10.15% 13.93%

Cherokee Strip FCU has a net worth of 10.15% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Cherokee Strip


  • November 8, 2019

    Have my information stolen at least once a year and can are exceedingly difficult to get a hold of about it or to stop future theft. They just transfer you to a different company and wash their hands of you


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