Charleston Postal Federal Credit Union

Headquarters

1000 Centre Way
Charleston, WV 25309
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 4.60% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.15% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2025 Overview

General Credit Union Information

Charleston Postal is an NCUA insured institution located in Charleston, WV. It was founded in 1925 and has approximately $5 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24743
Date Established 1925
Assets $5.00 million
Loans $3.12 million
Deposits $4.54 million
Capital $0.45 million
 

Deposit Rates - April 28, 2025

Your Current Location: Virginia, VA 10007

We do not yet have rates for Charleston Postal

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Charleston Postal
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Advertiser Disclosure

Loan Rates - April 28, 2025

Your Current Location: Virginia, VA 10007

There are currently no loan rates available for Charleston Postal

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2025

Lender APR Rate (%) Points Fees Monthly
Payment
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Reliant Home Funding, Inc.
NMLS ID: 292473
6.274% 6.125% 1.00 $5,102 $1,945 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.355% 6.250% 0.75 $3,549 $1,971 Learn More
1Rate, Inc.
NMLS ID: 1948084
6.465% 6.250% 1.00 $7,351 $1,971 Learn More
Northpointe Bank
NMLS ID: 447490
6.487% 6.375% 0.75 $3,769 $1,997 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2025

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
6.990 %
After Intro: 6.990 %
$0 Learn More
More Info
Figure Home Equity
Figure Home Equity
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Intro APR
7.300 %
After Intro: 7.300 %
$15,000 Learn More
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Reliant Home Funding, Inc
Reliant Home Funding, Inc
See Table
Intro APR
7.300 %
After Intro: 7.300 %
$15,000 Learn More
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Four Leaf Federal Credit Union
Four Leaf Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to Charleston Postal
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Charleston Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Emporia,Virginia


Charleston Postal Locations around zip code 10007


BranchDistance Map View Lobby Hours

CHARLESTON POSTAL FEDERAL CU

244.46 A View Lobby Hours

CHARLESTON POSTAL FCU

246.95 B View Lobby Hours


Climate Policy and Initiatives

CHARLESTON POSTAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Charleston Postal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Charleston Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Charleston Postal U.S. Average
0.73% 7.07

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2024, Charleston Postal had $3,718 in non-current loans and $0 in owned assets. To cover these potential losses it had $445,434 in net worth and $62,890 in loans loss reserves. That gives it a Texas Ratio of 0.73%.

Net Worth
Charleston Postal U.S. Average
8.91% 14.25%

Charleston Postal FCU has a net worth of 8.91% versus the BestCashCow average of 14.25. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Charleston Postal

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