Chaffey Federal Credit Union

Headquarters

Po Box 700
Upland, CA 91785
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.60% →
1-Year CD 0.80% 4.59% →
2-Year CD 1.00% 4.25% →
5-Year CD 1.26% 4.15% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2025 Overview

General Credit Union Information

Chaffey is an NCUA insured institution located in Upland, CA. It was founded in 1964 and has approximately $230.95 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 16030
Date Established 1964
Assets $230.95 million
Loans $123.69 million
Deposits $194.73 million
Capital $18.06 million
 

Field of Membership Restrictions

Membership is open to employees, family members and students of schools located in the Inland Empire and San Gabriel Valleys, as well as many companies.

Deposit Rates - April 4, 2025

Your Current Location: Montana, MT 10007

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.96% $10,000 $14,999 Learn More
6 Mo CD
0.96% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.16% $100,000 $199,999 Learn More
48 Mo CD
1.05% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 4, 2025

Your Current Location: Montana, MT 10007

There are currently no loan rates available for Chaffey

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Montana 30 Year Fixed Mortgage Rates 2025

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Basis Lending, LLC
NMLS ID: 2463124
5.933% 5.750% 1.00 $6,506 $1,868 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.235% 6.125% 1.00 $3,759 $1,945 Learn More
HSBC Bank USA, N.A.
NMLS ID: 399799
6.376% 6.250% 1.00 $4,422 $1,971 Learn More
PenFed Credit Union
NMLS ID: 401822
6.518% 6.375% 0.88 $4,795 $1,997 Learn More

Featured - Montana Home Equity Line Of Credit Rates 2025

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity
Figure Home Equity
See Table
Intro APR
7.250 %
After Intro: 7.250 %
$15,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
8.750 %
After Intro: 8.750 %
$0 Learn More
More Info

Note to Chaffey
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Chaffey branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Belgrade,Montana


Chaffey Locations around zip code 10007


BranchDistance Map View Lobby Hours

Rancho Cucamonga

879.09 A View Lobby Hours

Upland

881.46 B View Lobby Hours


Climate Policy and Initiatives

CHAFFEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Chaffey Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chaffey. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chaffey U.S. Average
1.29% 5.69

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2024, Chaffey had $227,066 in non-current loans and $9,897 in owned assets. To cover these potential losses it had $18,056,032 in net worth and $266,214 in loans loss reserves. That gives it a Texas Ratio of 1.29%.

Net Worth
Chaffey U.S. Average
7.82% 14.16%

Chaffey FCU has a net worth of 7.82% versus the BestCashCow average of 14.16. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Chaffey

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