Centuryfirst Federal Credit Union
Headquarters
3318 Hardy St
Hattiesburg, MS 39401
See all branch locations →
2024 Overview
General Credit Union Information
Centuryfirst is an NCUA insured institution located in Hattiesburg, MS. It was founded in 1956 and has approximately $90.75 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24668 |
| Date Established | 1956 |
| Assets | $90.75 million |
| Loans | $78.47 million |
| Deposits | $75.21 million |
| Capital | $12.95 million |
Deposit Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.35% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.35% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.35% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.35% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.40% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.40% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
0.60% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
0.60% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
0.60% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
0.60% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
0.70% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
0.70% | $100,000 | $199,999 |
Learn More
|
Loan Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Centuryfirst
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More | |||||
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Centuryfirst
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Centuryfirst branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Centuryfirst Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 674.87 | A | View Lobby Hours | |
| 684.90 | B | View Lobby Hours |
Climate Policy and Initiatives
CENTURYFIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Centuryfirst Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Centuryfirst. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Centuryfirst | U.S. Average |
|---|---|
| 27.77% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Centuryfirst had $3,044,746 in non-current loans and $694,553 in owned assets. To cover these potential losses it had $12,954,149 in net worth and $510,660 in loans loss reserves. That gives it a Texas Ratio of 27.77%.
Net Worth
| Centuryfirst | U.S. Average |
|---|---|
| 15.51% | 13.93% |
Centuryfirst FCU has a net worth of 15.51% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Centuryfirst
There are currently no comments for CENTURYFIRST. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account