2024 Overview
General Credit Union Information
Centex Citizens is an NCUA insured institution located in Mexia, TX. It was founded in 1954 and has approximately $103.53 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67416 |
| Date Established | 1954 |
| Assets | $103.53 million |
| Loans | $66.57 million |
| Deposits | $83.84 million |
| Capital | $17.67 million |
Field of Membership Restrictions
If you are not immediately eligible for a primary membership in an occupational or association-based CU in the counties of Navarro and Hill, but you reside or maintain employment within the CU-designated perimeters that are defined on the Centex Citizens CU website for the Texas Counties of Limestone, Freestone, Navarro, and Hill then you are open to the membership eligibility status to join the Centex Citizens CU. The full details of qualifying perimeters and locations are outlined on the website for determining the eligibility status of your particular location.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Centex Citizens
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Centex Citizens
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Centex Citizens branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Centex Citizens Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 914.68 | A | View Lobby Hours | |
| 915.50 | B | View Lobby Hours |
Climate Policy and Initiatives
CENTEX CITIZENS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Centex Citizens Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Centex Citizens. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Centex Citizens | U.S. Average |
|---|---|
| 3.53% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Centex Citizens had $631,032 in non-current loans and $0 in owned assets. To cover these potential losses it had $17,670,978 in net worth and $218,458 in loans loss reserves. That gives it a Texas Ratio of 3.53%.
Net Worth
| Centex Citizens | U.S. Average |
|---|---|
| 17.07% | 13.93% |
Centex Citizens FCU has a net worth of 17.07% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Centex Citizens
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