Cenla Federal Credit Union
Headquarters
708 Jackson St
Alexandria, LA 71301
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2025 Overview
General Credit Union Information
Cenla is an NCUA insured institution located in Alexandria, LA. It was founded in 1963 and has approximately $117.63 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 15602 |
| Date Established | 1963 |
| Assets | $117.63 million |
| Loans | $46.49 million |
| Deposits | $95.15 million |
| Capital | $24.37 million |
Field of Membership Restrictions
Must live, work, worship or attend school in Catahoula, Grant, LaSalle, Rapides or Winn Parish or be an employee of Vernon School or several other companies.
Deposit Rates - March 28, 2025
Your Current Location: Colorado, CO 10007
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.76% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.76% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
1.01% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
Loan Rates - March 28, 2025
Your Current Location: Colorado, CO 10007
There are currently no loan rates available for Cenla
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Colorado 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2577078 |
6.273% | 6.125% | 1.00 | $5,050 | $1,945 | Learn More |
NMLS ID: 2561451 |
6.516% | 6.375% | 0.88 | $4,819 | $1,997 | Learn More |
NMLS ID: 1675638 |
6.594% | 6.490% | 0.75 | $3,479 | $2,021 | Learn More |
NMLS ID: 399799 |
6.614% | 6.500% | 0.88 | $3,964 | $2,023 | Learn More |
Featured - Colorado Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
Learn More
More Info |
Figure Home Equity See Table |
Intro APR 7.250 % After Intro: 7.250 % |
$15,000 |
Learn More
More Info |
Note to Cenla
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Cenla branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Firestone,Colorado
Cenla Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 897.02 | A | View Lobby Hours | |
| 898.91 | B | View Lobby Hours | |
| 899.04 | C | View Lobby Hours |
Climate Policy and Initiatives
CENLA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Cenla Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Cenla. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Cenla | U.S. Average |
|---|---|
| 1.56% | 5.69 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2024, Cenla had $340,371 in non-current loans and $41,400 in owned assets. To cover these potential losses it had $24,374,255 in net worth and $100,644 in loans loss reserves. That gives it a Texas Ratio of 1.56%.
Net Worth
| Cenla | U.S. Average |
|---|---|
| 20.7% | 14.16% |
Cenla FCU has a net worth of 20.7% versus the BestCashCow average of 14.16. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Cenla
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