Capital Credit Union

Headquarters

Po Box 2096
Bismarck, ND 58502
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.55% 4.80% →
2-Year CD 0.70% 4.25% →
5-Year CD 1.10% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Capital is an NCUA insured institution located in Bismarck, ND. It was founded in 1939 and has approximately $771.82 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 61637
Date Established 1939
Assets $771.82 million
Loans $595.40 million
Deposits $647.28 million
Capital $101.34 million
 

Field of Membership Restrictions

You and your family are openly eligible for membership to join the North Dakota Branch of Capitol CU if are a ND resident that lives anywhere within the CU-designated qualified CU perimeter and/or locations. A full detailed map of the area, as well as a detailed list, of eligible, locations is provided on the Capital CU website for you to determine the status of your eligibility.

Deposit Rates - November 25, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.18% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less

Loan Rates - November 25, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Capital

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Sebonic
NMLS ID: 66247
6.580% 6.500% 0.88 $2,662 $2,023 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Capital
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Capital branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Capital Locations around zip code 43085


BranchDistance Map View Lobby Hours

Sunrise

1053.01 A View Lobby Hours

Main Office

1055.10 B View Lobby Hours

North

1055.23 C View Lobby Hours

Northwest

1056.97 D View Lobby Hours

New Salem

1085.50 E View Lobby Hours

Hazen

1108.59 F View Lobby Hours

Beulah

1115.92 G View Lobby Hours

South

1137.35 H View Lobby Hours


Climate Policy and Initiatives

CAPITAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Capital Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Capital. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Capital U.S. Average
3.33% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Capital had $3,263,910 in non-current loans and $382,185 in owned assets. To cover these potential losses it had $101,344,081 in net worth and $8,184,327 in loans loss reserves. That gives it a Texas Ratio of 3.33%.

Net Worth
Capital U.S. Average
13.13% 13.93%

Capital FCU has a net worth of 13.13% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Capital

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