C-t Waco Federal Credit Union
Our records indicate that this credit union has been acquired by MEMBERS CHOICE OF CENTRAL TEXAS.
Headquarters
P.o. Box 20245
Waco, TX 76702
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2024 Overview
General Credit Union Information
C-t Waco is an NCUA insured institution located in Waco, TX. It was founded in 1939 and has approximately $8.02 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 3430 |
| Date Established | 1939 |
| Assets | $8.02 million |
| Loans | $1.88 million |
| Deposits | $7.71 million |
| Capital | $0.29 million |
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for C-t Waco
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Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for C-t Waco
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to C-t Waco
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Branches
Below are C-t Waco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
C-t Waco Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 955.24 | A | View Lobby Hours |
Climate Policy and Initiatives
C-T WACO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
C-t Waco Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of C-t Waco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| C-t Waco | U.S. Average |
|---|---|
| 10.97% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, C-t Waco had $24,465 in non-current loans and $11,944 in owned assets. To cover these potential losses it had $291,132 in net worth and $40,630 in loans loss reserves. That gives it a Texas Ratio of 10.97%.
Net Worth
| C-t Waco | U.S. Average |
|---|---|
| 3.63% | 13.93% |
C-t Waco FCU has a net worth of 3.63% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for C-t Waco
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