Broadview Federal Credit Union

Headquarters

4 Winners Circle
Albany, NY 12205
See all branch locations →

Phone 1-518-464-5331

Notable Rates APY Vs.Others
Savings 0.15% 5.50% →
1-Year CD 3.75% 4.80% →
2-Year CD 3.50% 4.25% →
5-Year CD 3.00% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Broadview is an NCUA insured institution located in Albany, NY. It was founded in 1934 and has approximately $9191.76 millions in assets.

Who can become a SEFCU member?

You can, if you meet one of the following requirements:

You are an employee (current or retired), member, or volunteer of a participating SEFCU member group.
You live, work, attend school, or worship in one of these cities or towns:

Albany
Amherst
Barker - Binghamton
Barton
Berkshire
Binghamton
Buffalo
Candor
Cohoes
Colesville
Conklin
Dickinson
Green Island
Kirkwood
Lisle
Lackawanna
Maine
Mechanicville
Montgomery County
Nichols
Nanticoke
Otsego County
Rensselaer
Richford
Sanford
Schenectady
Spencer
Syracuse
Triangle
Troy
Union
Watervliet

A member of your immediate family is a SEFCU member or qualifies for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 51
Date Established 1934
Assets $9,191.76 million
Loans $6,673.02 million
Deposits $7,649.89 million
Capital $743.13 million
 

Field of Membership Restrictions

Membership in State Employees Federal Credit Union is open to those who are employees (current or retired), member, or volunteer of a participating SEFCU member group or live, work, attend school, or worship in one of these cities or towns: Albany, Amherst, Barker - Binghamton, Barton, Berkshire, Binghamton, Buffalo, Candor, Cohoes, Colesville, Conklin, Dickinson, Green Island, Kirkwood, Lisle, Lackawanna, Maine, Mechanicville, Montgomery County, Nichols, Nanticoke, Otsego County, Rensselaer, Richford, Sanford, Schenectady, Spencer, Syracuse, Triangle, Troy, Union or Watervliet. Membership is also open to employees of the state of New York, New York Power Authority, and over 1,000 Select Employer Groups.

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Primary
0.15% $0 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Month
3.75% $500 - Learn More
6 Month
4.25% $500 - Learn More
12 Month
3.75% $500 - Learn More
13 Month Special
3.75% $500 - Learn More
18 Month
3.90% $500 - Learn More
23 Month Special
3.50% $500 - Learn More
24 Month
3.50% $500 - Learn More
36 Month
3.50% $500 - Learn More
48 Month
3.00% $500 - Learn More
60 Month
3.00% $500 - Learn More

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Broadview

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.955% 6.875% 0.63 $2,594 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.325% 7.250% 0.75 $2,400 $2,183 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Broadview
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Broadview branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

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Financial Details

Broadview Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Broadview. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Broadview U.S. Average
4.47% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Broadview had $28,790,062 in non-current loans and $6,242,799 in owned assets. To cover these potential losses it had $743,133,341 in net worth and $41,022,028 in loans loss reserves. That gives it a Texas Ratio of 4.47%.

Net Worth
Broadview U.S. Average
8.26% 13.93%

Broadview FCU has a net worth of 8.26% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Broadview

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