Brightstar Credit Union

Headquarters

Po Box 8966
Fort Lauderdale, FL 33310
See all branch locations →

Notable Rates	APY	Vs.Others
Savings	0.02%	5.50% →
1-Year CD	3.50%	4.80% →
2-Year CD	3.95%	4.25% →
5-Year CD	4.15%	4.00% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Reviewed by Rodriguez | June 22, 2023 |

CDs 12 Month Rates

BrightStar is great with members. The CD rate for 13 months is 4.75%!

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2024 Overview

General Credit Union Information

Brightstar is an NCUA insured institution located in Fort Lauderdale, FL. It was founded in 1946 and has approximately $869.37 millions in assets.

Who can join?

Anyone* who lives, works or goes to school in Broward OR Palm Beach Counties, Florida.

Anyone* associated with any educational institution in Broward County.

Family members of anyone eligible by blood, marriage or adoption may join, even though such individuals do not reside in the same household.

Services are also provided to local Partner Organizations, which offer BrightStar CU as a benefit to their employees.

*individuals or organizations


NCUA Insured	Yes / State-Chartered
Charter Number #	# 67347
Date Established	1946
Assets	$869.37 million
Loans	$696.20 million
Deposits	$759.09 million
Capital	$81.25 million

Field of Membership Restrictions

Brightstar CU is open to you and your family if you reside, hold employment, or attend school within the Broward or Palm Beach Counties in Florida,especially for the employees at any educational facility. Membership also extends to include specific CU-affiliated SEG's.

Deposit Rates - November 2, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
SAV	0.02%	$0	-	Learn More Reviews
Money Market	0.25%	$2,500	$9,999	Learn More Reviews
Money Market	0.30%	$10,000	$49,999	Learn More Reviews
Money Market	0.45%	$50,000	$94,999	Learn More Reviews
Money Market	0.75%	$95,000	-	Learn More Reviews

CD Rates (Share Certificate Rates)	APY	MIN	MAX
6 Mo CD	3.50%	$500	-	Learn More Reviews
12 Mo CD	3.50%	$500	-	Learn More Reviews
13 Mo CD	5.25%	$500	-	Learn More Reviews
24 Mo CD	3.95%	$500	-	Learn More Reviews
36 Mo CD	3.95%	$500	-	Learn More Reviews
48 Mo CD	4.05%	$500	-	Learn More Reviews
60 Mo CD	4.15%	$500	-	Learn More Reviews

Variable IRA Rates	APY	MIN	MAX
VIRA	0.05%	$0	$2,499	Learn MoreShow Less
Individual Retirement	0.05%	$2,500	$9,999	Learn MoreShow Less
Individual Retirement	0.10%	$10,000	$49,999	Learn MoreShow Less
Individual Retirement	0.15%	$50,000	$94,999	Learn MoreShow Less
Individual Retirement	0.20%	$95,000	-	Learn MoreShow Less

Int Checking Rates	APY	MIN	MAX
INTCK	0.05%	$0	-	Learn MoreShow Less

Loan Rates - November 2, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Brightstar

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 2262032 License#: RM.804810.000	6.391%	6.250%	1.00	$4,800	$1,971	Learn More
NMLS ID: 1835285	6.494%	6.375%	0.75	$4,000	$1,997	Learn More
NMLS ID: 401822	6.818%	6.625%	1.00	$6,400	$2,049	Learn More
NMLS ID: 1025894	6.987%	6.875%	0.88	$3,654	$2,103	Learn More

See More Mortgage Rates →

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.490 % After Intro: 7.490 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 9.250 % After Intro: 9.250 %	$0	Learn More More Info
All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

See More Home Equity Rates →

Note to Brightstar
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Brightstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio

Brightstar Locations around zip code 43085

Branch	Distance	Map	View Lobby Hours
BrightStar Credit Union	957.71	A	View Lobby Hours
BrightStar Credit Union	962.48	B	View Lobby Hours
BirghtStar Credit Union	965.80	C	View Lobby Hours
BrighStar Credit Union	966.50	D	View Lobby Hours
BrightStar Credit Union	968.74	E	View Lobby Hours
BrightStar Credit Union	969.59	F	View Lobby Hours
BrightStar Credit Union	973.60	G	View Lobby Hours
BrightStar Credit Union	975.39	H	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

BRIGHTSTAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Brightstar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brightstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Brightstar	U.S. Average
4.61%	5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Brightstar had $3,880,280 in non-current loans and $32,150 in owned assets. To cover these potential losses it had $81,253,205 in net worth and $3,627,818 in loans loss reserves. That gives it a Texas Ratio of 4.61%.

Net Worth

Brightstar	U.S. Average
9.31%	13.93%

Brightstar FCU has a net worth of 9.31% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Brightstar

Rodriguez

June 22, 2023 |

CDs 12 Month Rates

BrightStar is great with members. The CD rate for 13 months is 4.75%!

Is this review helpful? Yes:0 / No: 0

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