Brazos Valley Schools Credit Union

Headquarters

25525 Katy Mills Pkwy
Katy, TX 77494
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.50% →
1-Year CD 0.95% 4.80% →
2-Year CD 1.10% 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Brazos Valley Schools is an NCUA insured institution located in Katy, TX. It was founded in 1954 and has approximately $961.28 millions in assets.

Who can join?

If you live, worship, work or attend school within the geographical boundaries of Bryan ISD, College Station ISD, Brenham ISD or Burton ISD, you are eligible to join. If you live, worship, work or attend school within the geographical boundaries of Fort Bend ISD, Lamar Consolidated ISD, Needville ISD, Stafford ISD, Brazos ISD or Katy ISD, you are also eligible to join.

Family Eligibility
If you are a relatives of a primary member, you are eligible to join. Relatives include spouse (including spouses of people who died while within this field of membership), children, brothers, sisters, parents, grandparents, grandchildren, nieces, nephews, aunts, uncles, fathers-in-law, mothers-in-law and cousins.

If you are a person who has retired from school districts outside this credit union’s field of membership and who now resides within this credit union’s field of membership as a permanent change of residence, you are eligible to join.

If you are a person who is receiving retirement, pension or other benefits as a result of prior employment by any business or organization included within this field of membership, you are eligible to join.

If you are a faculty, students and staff of Blinn College and Texas A&M University, you are eligible to join.

Employment Eligibility
If you are an employee or member of the Boards of Education of all schools and colleges (except Prairie View A&M University) in these counties: Austin, Bastrop (excluding Bastrop ISD), Brazos, Burleson, Colorado, Damon, DeWitt, Fayette, Fort Bend, Lavaca, Lee, Milam, Waller and Washington, you are eligible to join.

If you are an employee or member of the Boards of Education of all private schools in these counties: Austin, Bastrop, Brazos, Burleson, Colorado, DeWitt, Fayette, Fort Bend, Lavaca, Lee, Milam, Waller and Washington, you are eligible to join.

If you are an employee of Austin, Fort Bend, Brazos, Waller and Washington counties, you are eligible to join.

If you are an employee of the following cities, you are also eligible to join: Bryan, Brookshire, College Station, Hempstead, Katy, Meadows, Missouri City, Needville, Richmond, Rosenberg, San Felipe, Stafford, Sugar Land and Waller.

If you are an employee of the following organizations, you are also eligible to join: Brazos Valley Schools Credit Union, Brenham State School, Richmond State School, Fort Bend Appraisal District, Damon ISD and MHMRA of Brazos Valley.

If you are an employee of the select employee groups, you are eligible to join.

NCUA Insured Yes / State-Chartered
Charter Number # # 66353
Date Established 1954
Assets $961.28 million
Loans $439.77 million
Deposits $860.36 million
Capital $94.01 million
 

Field of Membership Restrictions

Membership in Brazos Valley Schools Credit Union is open to the following: (1) those who live, work, attend school or worship in the geographic boundaries of Fort Bend ISD, Lamar Consolidated ISD, Needville ISD, Stafford ISD, Brazos ISD, Katy ISD, Bryan ISD, College Station ISD, Brenham ISD or Burton ISD; (2) employees of Brenham State School, Richmond State School, Fort Bend Appraisal District, Damon ISD and MHMRA of Brazos Valley and other Select Employer Groups.

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.40% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.85% $10,000 $14,999 Learn More
12 Mo CD
0.95% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
36 Mo CD
1.15% $10,000 $14,999 Learn More
36 Mo CD
1.25% $100,000 $199,999 Learn More
48 Mo CD
1.30% $10,000 $14,999 Learn More
48 Mo CD
1.40% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Brazos Valley Schools

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Sebonic
NMLS ID: 66247
6.576% 6.500% 0.75 $2,544 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.953% 6.875% 0.63 $2,534 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More
CrossCountry Mortgage
NMLS ID: 3029
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Brazos Valley Schools
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Brazos Valley Schools branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

BRAZOS VALLEY SCHOOLS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Brazos Valley Schools Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brazos Valley Schools. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Brazos Valley Schools U.S. Average
4.88% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Brazos Valley Schools had $4,714,759 in non-current loans and $471 in owned assets. To cover these potential losses it had $94,007,608 in net worth and $2,609,829 in loans loss reserves. That gives it a Texas Ratio of 4.88%.

Net Worth
Brazos Valley Schools U.S. Average
9.76% 13.93%

Brazos Valley Schools FCU has a net worth of 9.76% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Brazos Valley Schools

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