Bragg Mutual Federal Credit Union
Headquarters
2917 Village Dr
Fayetteville, NC 28304
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2024 Overview
General Credit Union Information
Bragg Mutual is an NCUA insured institution located in Fayetteville, NC. It was founded in 1952 and has approximately $112.11 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7955 |
| Date Established | 1952 |
| Assets | $112.11 million |
| Loans | $72.01 million |
| Deposits | $99.84 million |
| Capital | $11.09 million |
Field of Membership Restrictions
Must be employed by one of the occupational or association group that has been approved by the National Credit Union Administration.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.50% | $2,500 | $2,999 |
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|
|
Money Market
|
0.70% | $10,000 | $14,999 |
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|
|
Money Market
|
0.70% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Bragg Mutual
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Bragg Mutual
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Branches
Below are Bragg Mutual branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Bragg Mutual Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 393.83 | A | View Lobby Hours | |
| 403.29 | B | View Lobby Hours | |
| 403.33 | C | View Lobby Hours |
Climate Policy and Initiatives
BRAGG MUTUAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Bragg Mutual Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Bragg Mutual. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Bragg Mutual | U.S. Average |
|---|---|
| 17.36% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Bragg Mutual had $1,724,214 in non-current loans and $284,815 in owned assets. To cover these potential losses it had $11,086,875 in net worth and $483,550 in loans loss reserves. That gives it a Texas Ratio of 17.36%.
Net Worth
| Bragg Mutual | U.S. Average |
|---|---|
| 9.85% | 13.93% |
Bragg Mutual FCU has a net worth of 9.85% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Bragg Mutual
MissyDorman
October 20, 2019
What ATM machines will except cash Deposits for this bank
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