Blackhawk Area Credit Union

Headquarters

Po Box 328
Savanna, IL 61074
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.60% 4.80% →
2-Year CD 0.90% 4.25% →
5-Year CD 1.26% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Blackhawk Area is located in Savanna, Il. It was founded in 1935 and has approximately $38.51 millions in assets.

NCUA Insured No
Charter Number # # 95042
Date Established 1935
Assets $38.51 million
Loans $29.67 million
Deposits $34.60 million
Capital $4.53 million
 

Field of Membership Restrictions

Membership is open to those who live or work in Carroll, Lee, Ogle, Whiteside, JoDaviess, and Stephenson Counties in Illinois.

Deposit Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $1 - Learn More
Money Market
0.20% $2,500 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $500 - Learn More
12 Mo CD
0.60% $500 - Learn More
18 Mo CD
0.75% $500 - Learn More
24 Mo CD
0.90% $500 - Learn More
36 Mo CD
1.00% $500 - Learn More
48 Mo CD
1.10% $500 - Learn More
60 Mo CD
1.26% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.60% $1 - Learn MoreShow Less

Loan Rates - November 17, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Blackhawk Area

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.868% 6.750% 1.00 $3,884 $2,076 Learn More
PADDIO
NMLS ID: 1907
7.181% 7.125% 0.63 $1,802 $2,156 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Blackhawk Area
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Blackhawk Area branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Blackhawk Area Locations around zip code 43085


BranchDistance Map View Lobby Hours

Polo Branch

375.67 A View Lobby Hours

Freeport Branch

385.42 B View Lobby Hours

BACU Savanna Main Office

406.92 C View Lobby Hours


Climate Policy and Initiatives

BLACKHAWK AREA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Blackhawk Area Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Blackhawk Area. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Blackhawk Area U.S. Average
2.69% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Blackhawk Area had $80,039 in non-current loans and $44,000 in owned assets. To cover these potential losses it had $4,533,322 in net worth and $76,043 in loans loss reserves. That gives it a Texas Ratio of 2.69%.

Net Worth
Blackhawk Area U.S. Average
11.72% 13.93%

Blackhawk Area FCU has a net worth of 11.72% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Blackhawk Area

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