Belco Community Credit Union
Headquarters
449 Eisenhower Blvd
Harrisburg, PA 17111
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2024 Overview
General Credit Union Information
Belco Community Credit Union is an NCUA insured institution located in Harrisburg, PA. It was founded in 1939 and has approximately $922.58 millions in assets.
Who can join?
The CU serves members of this group only. (For Belco, it’s people who live/work in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry and York counties.)
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68256 |
| Date Established | 1939 |
| Assets | $922.58 million |
| Loans | $619.04 million |
| Deposits | $795.06 million |
| Capital | $92.21 million |
Field of Membership Restrictions
Membership in Belco Community Credit Union is open to those who live, work, volunteer, worship or attend school in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry and York Counties in Pennsylvania.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.11% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.21% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Belco Community Credit Union
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Belco Community Credit Union
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Branches
Below are Belco Community Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Belco Community Credit Union Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 307.08 | A | View Lobby Hours | |
| 318.36 | B | View Lobby Hours | |
| 319.46 | C | View Lobby Hours | |
| 321.63 | D | View Lobby Hours | |
| 324.98 | E | View Lobby Hours | |
| 328.08 | F | View Lobby Hours | |
| 328.36 | G | View Lobby Hours | |
| 330.00 | H | View Lobby Hours | |
| 332.21 | I | View Lobby Hours | |
| 351.51 | J | View Lobby Hours | |
| 352.00 | K | View Lobby Hours | |
| 355.00 | L | View Lobby Hours | |
| 355.18 | M | View Lobby Hours |
Climate Policy and Initiatives
BELCO COMMUNITY CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Belco Community Credit Union Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Belco Community Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Belco Community Credit Union | U.S. Average |
|---|---|
| 7.82% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Belco Community Credit Union had $7,034,701 in non-current loans and $388,057 in owned assets. To cover these potential losses it had $92,208,781 in net worth and $2,666,517 in loans loss reserves. That gives it a Texas Ratio of 7.82%.
Net Worth
| Belco Community Credit Union | U.S. Average |
|---|---|
| 9.99% | 13.93% |
Belco Community Credit Union FCU has a net worth of 9.99% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Belco Community Credit Union
Knaub: a very disatisfied customer.
July 16, 2020
Save your time and go to a credit union that isn't out to rip you off. Borrowed money for an RV/trailer 2/2020. Covid came about in 3/2020, trailer stalled in manufacturing in another state, Indiana. BBCU started charging interest and deduction payment 4/2020, despite the trailer wasn't even manufactured till 5/14/2020. Imagine borrowing money, holding the check, (dealer didn't get funds, I didn't have trailer... but greedy Belco charged interest. At this point I have had the RV 8 weeks, paid 4 payments, interest rate around 11% and only 300$ has gone toward principle, yep that's right 1700$ intertest to the greedy BBCU for funds that were not dispersed. Giving someone a check is not dispersing funds, when the funds are given to the dealer and product is picked up, funds are dispersed. Save yourself grief, go to a real bank. Clearly BBCU doesn't give a shit about its customers just money. All an their insurance service is a joke too, sent the info 3 or 4 times. Office is closed r/t Covid, so nobody can confirm if the receive it or not. Amazing that they take advantage of the Covid disaster to stay at home and shut down branches and services, but can still overcharge you and take advantage of you!!!!!! Didn't used to be this way.... unethical, illegal and not good customer service.
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B Knaub
July 16, 2020
Illegal practices
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