Bar-cons Federal Credit Union

Headquarters

1142 N Marr Rd
Columbus, IN 47201
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.70% 4.80% →
2-Year CD 0.90% 4.25% →
5-Year CD 1.35% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Bar-cons is an NCUA insured institution located in Columbus, IN. It was founded in 1965 and has approximately $48.78 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 17040
Date Established 1965
Assets $48.78 million
Loans $37.33 million
Deposits $41.05 million
Capital $7.26 million
 

Field of Membership Restrictions

Must be an employee of any of the following groups or businesses: Athen’s Ambulance – Columbus Regional H & R Block - Shelbyville BCSC Jennings County Schools Bar-Cons Federal Credit Union Johnson Special Services Bartholomew County Employees Madison Special Services Bartholomew County Library Miller’s TV Batesville Community School System Nineveh-Hensley-Jackson Corp. Blue River Special Education Northwestern Tri . Central Catholic Community Physician’s Practice Organization, Inc. Children’s Inc. Policemen’s Pension Fund City of Columbus Quinco City Utilities Rush Electric Columbus Christian School Rushville United Teachers Association Columbus Health Lab St. Peter’s Columbus Regional Hospital Sandcrest Family Medicine Decatur County Schools Seymour Community Schools East Side Community Center Shelby Central Schools Edinburgh Community Schools Shelby Central Cafeteria Family Members Shelby County Employees Fireman’s Pension Fund Shelby Eastern Flat-Rock Hawcreek Corp. Southeastern Indiana medical Holdings, Inc. Franklin School Cafeteria Southwestern Consolidated Franklin School Corp. Greensburg Community Schools.

Deposit Rates - November 15, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $200 - Learn More
Money Market
0.20% $2,500 $9,999 Learn More
Money Market
0.25% $10,000 $24,999 Learn More
Money Market
0.30% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $5,000 - Learn More
12 Mo CD
0.70% $5,000 - Learn More
18 Mo CD
0.75% $5,000 $49,999 Learn More
18 Mo CD
0.85% $50,000 - Learn More
24 Mo CD
0.80% $5,000 $49,999 Learn More
24 Mo CD
0.90% $50,000 - Learn More
30 Mo CD
0.85% $5,000 $49,999 Learn More
30 Mo CD
0.95% $50,000 - Learn More
36 Mo CD
0.90% $5,000 $49,999 Learn More
36 Mo CD
1.00% $50,000 - Learn More
48 Mo CD
1.00% $5,000 $49,999 Learn More
48 Mo CD
1.10% $50,000 - Learn More
60 Mo CD
1.25% $5,000 $49,999 Learn More
60 Mo CD
1.35% $50,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,000 - Learn MoreShow Less

Loan Rates - November 15, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Bar-cons

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.584% 6.500% 0.50 $2,810 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.866% 6.750% 1.00 $3,801 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.212% 7.125% 0.88 $2,800 $2,156 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Bar-cons
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Branches

Below are Bar-cons branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Bar-cons Locations around zip code 43085


BranchDistance Map View Lobby Hours

Columbus Office

161.57 A View Lobby Hours


Climate Policy and Initiatives

BAR-CONS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Bar-cons Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bar-cons. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Bar-cons U.S. Average
1.98% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Bar-cons had $148,781 in non-current loans and $0 in owned assets. To cover these potential losses it had $7,256,862 in net worth and $245,686 in loans loss reserves. That gives it a Texas Ratio of 1.98%.

Net Worth
Bar-cons U.S. Average
14.87% 13.93%

Bar-cons FCU has a net worth of 14.87% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Bar-cons

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