Banner Federal Credit Union
Headquarters
9321 W Thomas Rd, Ste 125
Phoenix, AZ 85037
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2024 Overview
General Credit Union Information
Banner is an NCUA insured institution located in Phoenix, AZ. It was founded in 1957 and has approximately $65.43 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 11680 |
| Date Established | 1957 |
| Assets | $65.43 million |
| Loans | $26.91 million |
| Deposits | $58.88 million |
| Capital | $7.74 million |
Field of Membership Restrictions
Membership is open to employees of Banner Health Systems or several other employee groups associated with or affiliated with health care providers.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.33% | $2,500 | $2,999 |
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|
|
Money Market
|
0.35% | $10,000 | $14,999 |
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|
|
Money Market
|
0.37% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.33% | $500 | $9,999 |
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|
| 12 Mo CD
|
0.38% | $10,000 | - |
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|
| 18 Mo CD
|
0.40% | $500 | $9,999 |
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|
| 18 Mo CD
|
0.45% | $10,000 | - |
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|
| 24 Mo CD
|
0.43% | $500 | $9,999 |
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|
| 24 Mo CD
|
0.49% | $10,000 | - |
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|
| 36 Mo CD
|
0.54% | $400 | $9,999 |
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|
| 36 Mo CD
|
0.59% | $10,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Banner
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Banner
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Banner branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Banner Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1593.89 | A | View Lobby Hours | |
| 1604.22 | B | View Lobby Hours | |
| 1604.64 | C | View Lobby Hours | |
| 1607.80 | D | View Lobby Hours | |
| 1607.80 | E | View Lobby Hours | |
| 1614.12 | F | View Lobby Hours |
Climate Policy and Initiatives
BANNER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Banner Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Banner. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Banner | U.S. Average |
|---|---|
| 1.57% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Banner had $114,219 in non-current loans and $9,500 in owned assets. To cover these potential losses it had $7,737,949 in net worth and $159,051 in loans loss reserves. That gives it a Texas Ratio of 1.57%.
Net Worth
| Banner | U.S. Average |
|---|---|
| 11.82% | 13.93% |
Banner FCU has a net worth of 11.82% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Banner
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