Baltimore County Employees Federal Credit Union
Headquarters
23 W Susquehanna Ave
Towson, MD 21204
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2024 Overview
General Credit Union Information
Baltimore County Employees is an NCUA insured institution located in Towson, MD. It was founded in 1963 and has approximately $506.5 millions in assets.
Who can join?
Baltimore County Employees Federal Credit Union’s field of membership includes:
• Baltimore County Government employees
• Retired Baltimore County Government employees
• Registered Baltimore County volunteer fire and emergency services personnel
• Baltimore County Auxiliary Police
• Baltimore County Boards & Commissions
• Volunteers affiliated with Baltimore County agencies
• Members of the Baltimore County Retired Employees Association
• Members of immediate families or households of the above groups. (Proof of residency required.)
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 15394 |
| Date Established | 1963 |
| Assets | $506.50 million |
| Loans | $321.61 million |
| Deposits | $467.21 million |
| Capital | $42.92 million |
Field of Membership Restrictions
Membership is open to employees and retirees of Baltimore County Government, registered Baltimore County volunteer fire and emergency services personnel, Baltimore County Auxiliary Police, volunteers affiliated with Baltimore County agencies, and immediate family.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Baltimore County Employees
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to Baltimore County Employees
Note to Baltimore County Employees
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It is free to register and add rates.
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Baltimore County Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Baltimore County Employees
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Baltimore County Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Baltimore County Employees Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 341.11 | A | View Lobby Hours | |
| 347.04 | B | View Lobby Hours |
Climate Policy and Initiatives
BALTIMORE COUNTY EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Baltimore County Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Baltimore County Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Baltimore County Employees | U.S. Average |
|---|---|
| 2.90% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Baltimore County Employees had $1,286,300 in non-current loans and $0 in owned assets. To cover these potential losses it had $42,921,135 in net worth and $1,406,488 in loans loss reserves. That gives it a Texas Ratio of 2.90%.
Net Worth
| Baltimore County Employees | U.S. Average |
|---|---|
| 8.47% | 13.93% |
Baltimore County Employees FCU has a net worth of 8.47% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Baltimore County Employees
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