B-m S Federal Credit Union
Headquarters
1 Squibb Dr
New Brunswick, NJ 08901
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2024 Overview
General Credit Union Information
B-m S is an NCUA insured institution located in New Brunswick, NJ. It was founded in 1954 and has approximately $87.05 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9146 |
| Date Established | 1954 |
| Assets | $87.05 million |
| Loans | $20.31 million |
| Deposits | $71.73 million |
| Capital | $17.64 million |
Field of Membership Restrictions
Must be an employee of Bristol-Myers Squibb Corporation, its wholly-owned subsidiary or several other companies.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.03% | $1 | $99 | Learn More |
| Int Ckg
|
0.03% | $2,500 | $3,499 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for B-m S
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to B-m S
To upload and update your bank's rates please register.
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Branches
Below are B-m S branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
B-m S Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 408.90 | A | View Lobby Hours | |
| 436.79 | B | View Lobby Hours | |
| 440.22 | C | View Lobby Hours | |
| 441.90 | D | View Lobby Hours | |
| 445.50 | E | View Lobby Hours | |
| 454.62 | F | View Lobby Hours | |
| 454.62 | G | View Lobby Hours | |
| 552.73 | H | View Lobby Hours |
Climate Policy and Initiatives
B-M S is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
B-m S Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of B-m S. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| B-m S | U.S. Average |
|---|---|
| 0.21% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, B-m S had $36,659 in non-current loans and $0 in owned assets. To cover these potential losses it had $17,639,507 in net worth and $70,911 in loans loss reserves. That gives it a Texas Ratio of 0.21%.
Net Worth
| B-m S | U.S. Average |
|---|---|
| 20.26% | 13.93% |
B-m S FCU has a net worth of 20.26% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for B-m S
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